POTENTIALS AND CHALLENGES OF COMMUNITY BANKS IN AGRIBUSINESS FINANCING FOR SMALL FARMERS IN JOS SOUTH LOCAL GOVERNMENT AREA OF PLATEAU STATE

Capital is regarded as a major factor for expanding production and modernizing Agriculture. The need to provide it to farmers is inevitable because it is an instrument in fostering Agricultural development and for improving efficiency in the production process. The contemporary practice of agriculture requires capital support, which is a handicap to small farmers. A research was conducted in Jos South L.G.A to assess the effectiveness of rural credit delivery system of community banks to provide resources to poor farmers. A set of 65 data collection instruments was administered to farmers and bank officials in a multi-stage random selection technique. Descriptive statistics was adopted to analyse socio-economic characteristics of the farmers while inferential statistics was adopted to test the hypotheses of the study. Findings revealed that majority of the farmers are yet to benefit from community banks (88%). The result of the hypotheses test indicates that information gap, inadequate and timely supply of inputs of production, time of loan disbursement, value of loan package are all statistically significant to sourcing of credit from the bank by farmers. It is recommended that farmer friendly banking policy be adopted to encourage farmers to patronize community banks.Agricultural Finance,

Pattern of Blood Pressure Indices among the Residents of a Rural Community in South East Nigeria

Cardiovascular diseases (CVDs) are the main causes of death in industrialized countries, and are significant causes of morbidity and mortality in sub-Saharan Africa. Hypertension is the most common cardiovascular disease in Nigerians, and the risk of CVD associated with hypertension is independent of other risk factors. Despite the high level of awareness of its presence in the developed countries, the level of control is still poor. CVDs tend to be commoner in urban settlements, and it has been hypothesized that rural sub-Saharan Africa is at an early stage of epidemiological transition from communicable to non-communicable diseases (NCD) because of the gradual adoption of unhealthy lifestyles. This study aimed at describing the pattern of blood pressure indices among the hypertensive residents of a rural community in South East Nigeria. A total of 858 individuals comprising 247 males and 611 females took part in the study. 46.4% of the subjects had hypertension. Hypertension was commoner in the males (50.2% vs. 44.8%) (χ2(1) = 1.484; P = 0.223). The males were significantly older and heavier than the females while the females had higher mean values of BMI and WC. The prevalence of hypertension is becoming alarmingly high in the rural communities of sub-Saharan Africa

Prevalence of Cardiovascular Risk Factors in the Middle-Aged and Elderly Population of a Nigerian Rural Community

Cardiovascular diseases (CVDs) causes of worldwide preventable morbidity and mortality. CVDs are a leading cause of mortality and morbidity in developing countries, and rates are expected to rise over the next few decades. The prevalence of CVD risk factors is dramatically increasing in low-and middle-income African countries, particularly in urban areas. We carried out a cross-sectional population-based survey in Imezi-Owa, a rural community in South East Nigeria to estimate the prevalence of major cardiovascular risk factors in both men and women aged 40–70 years. A total of 858 individuals made up of 247 (28.8%) males and 611 (71.2%) females were recruited. The mean age of the subjects was 59.8 ± 9.9 years. The prevalence of the different cardiovascular risk factors among the 858 subjects was as follows: hypertension 398 (46.4%) subjects, generalized obesity as determined by BMI 257 (30%) subjects, abdominal obesity 266 (31%) subjects, dysglycaemia 38 (4.4%) subjects and hypercholesterolaemia 32 (3.7%) subjects. Prevalence of hypertension and dysglycaemia was higher in men while the others were higher in women. Only hypertension (P = .117) and hypercholesterolaemia (P = .183) did not reveal any significant association with gender. Prevalence of CVD risk factors was highest in subjects aged 65 to 70 years

Effects of Livelihood Sustenance Activities on Off-Farm Income of Poultry Farmers in IMO State, Nigeria

The study analysed the off farm income and its effect on livelihood sustenance of poultry farmers in Imo state.Multistage sampling technique was used to select 120 respondents. Data for the study were obtained with the aid of structured questionnaire and analysed using descriptive statistics and ordinary least square bivariate regression model. Results showed that: the mean off-farm income of poultry farmers was N410223 per annum. Livelihood sustenance activities of poultry farmers positively and significantly affected their off-farm income. It is recommend that government should come up policies that will center on establishment of more livelihood sustenance activities for poultry farmers that will generate increased off-farm income and promote agricultural development simultaneously

Forestry Resource Exploitation by Rural Household, Their Pathways out of Poverty and its Implications on the Environment. A Case Study of Toro LGA of Bauchi State, Nigeria

In order to survive and thrive in their pathways out of poverty, rural households may engage in a livelihood strategy such as daily dependent on forest products resources that could have an implication on the environment. This study focused on a case study of rural households’ daily dependent on forest products, their pathways out of poverty and its implication on the environment in the Toro Local Government Area of Bauchi State, Nigeria using a total of 200 questionnaires distributed in four wards of the study area. Data obtained show that the most exploited tree was Parkia biglobosa (64%) and this was due to its abundance in the study are. The study revealed gross unsustainable use of forest and forest products due to poverty, unemployment (34%), illiteracy (76.5%), house hold size (3.5-61.5%), poor income and high demand for forest and forest products for sale to increase income and improve family standard of living. Poor management of this challenge would create problems for the future generations and the goal of environmental sustainability would be far from reality. Government should set up strong regulatory frame work for the use of the forest resources, while checking indiscriminate felling of trees

Impacts of climate change on plant diseases – opinions and trends

There has been a remarkable scientific output on the topic of how climate change is likely to affect plant diseases in the coming decades. This review addresses the need for review of this burgeoning literature by summarizing opinions of previous reviews and trends in recent studies on the impacts of climate change on plant health. Sudden Oak Death is used as an introductory case study: Californian forests could become even more susceptible to this emerging plant disease, if spring precipitations will be accompanied by warmer temperatures, although climate shifts may also affect the current synchronicity between host cambium activity and pathogen colonization rate. A summary of observed and predicted climate changes, as well as of direct effects of climate change on pathosystems, is provided. Prediction and management of climate change effects on plant health are complicated by indirect effects and the interactions with global change drivers. Uncertainty in models of plant disease development under climate change calls for a diversity of management strategies, from more participatory approaches to interdisciplinary science. Involvement of stakeholders and scientists from outside plant pathology shows the importance of trade-offs, for example in the land-sharing vs. sparing debate. Further research is needed on climate change and plant health in mountain, boreal, Mediterranean and tropical regions, with multiple climate change factors and scenarios (including our responses to it, e.g. the assisted migration of plants), in relation to endophytes, viruses and mycorrhiza, using long-term and large-scale datasets and considering various plant disease control methods