Islamic Currency Swap: Can Be the Best Way to Hedge Indonesia Hajj Fund?

The operational costs of Hajj in foreign currencies will always face the risk of changes in exchange rates. Hajj operational costs will continue to grow in line with the increasing number of pilgrims. But at present, the government (BPKH) does not have a currency hedging policy to reduce the risk of fluctuating currency values. Hajj operational costs are saved in rupiah, dollar and riyal currencies. As a result, deposits of pilgrims will continue to be overshadowed by the reduction in value due to the depreciation of the rupiah against the dollar and riyals. Hedging policy is a necessity in the management of Hajj funds. This study will use an Islamic currency swap simulation analysis. According to the MUI DSN No 96 in 2015, a swap is a contract that starts a spot transaction followed by a forward agreement by setting a forward exchange rate. Then it is settled by spot transactions using the agreed forward exchange rate. The results of the study show that the dollar and riyal in 2018 are in a state of high volatility, so hedging is needed to reduce cash outflows. Based on analysis, Islamic currency swap can be the best hedging to the operational costs of Hajj in USD is with tenors 30 days, 180 days, 360 days. while the operational costs of Hajj are in Saudi Arabia Riyal currency, efficient in overnight tenors, 30 days, 90 days and 180 days

Perancangan dan Pengembangan Aplikasi Web Penjualan (Studi Kasus : CV. Herson Mitra Solusindo)

Web-based applications is a solution of doing business today. The web application can run on all operating systems such as Windows, Linux and Mac OS. The web application can be accessed only by using a browser and does not require specification of a computer that is too high. Good sales application is an application that can display data sales transaction and sales reports to calculate profit and loss as a measure of the progress of the company. These data should be presented in realtime, although periodically and safely accessed simultaneously by multiple users. Web applications have a minimum of three sales of the super admin user, manager and cashier, cashier and manager which is a derivative of the super admin. Web applications that run online sales can facilitate the owners of the company in managing the company

Pengembangan dan Implementasi Aplikasi Antrian Loket Pelayanan Masyarakat Menggunakan Metode Multi Chanel-single Phase (Studi Kasus : Disdukcapil Kabupaten Kubu Raya)

Web-based application is an easy solution to execute a client-server concept. The web application can run on all operating systems such as Windows, Linux and Mac OS. The web application can be accessed using a browser and does not require a high specification computer. Application queue is an application that can help process the queue to display the sequence of queues based on the customers who come awal.Aplikasi queues can help a government or private agency to avoid Push-pressed between the customer when queuing to get service. Application queues are equipped with sound, pictures and text can improve the quality of public service

Harga Pembelian Pemerintah (Hpp) Gabah-Beras Tahun 2010: Efektivitas Dan Implikasinya Terhadap Kualitas Dan Pengadaan Oleh Dolog

Terkait dengan stabilisasi harga dan peningkatan kualitas gabah-beras, pemerintah menetapkan harga pembelian pemerintah (HPP) dan penggunaan tabel rafaksi sebagai acuan dalam transaksi gabah-beras. Kajian ini bertujuan untuk melihat efektivitas HPP, dan bagaimana faktor produksi dan kualitas gabah-beras mempengaruhi efektivitas kebijakan HPP. Kebijakan HPP GKP efektif dalam menjaga stabilitas harga GKP ditingkat petani. Tingkat harga pada transaksi jual beli gabah beras dipengaruhi kuantitas dan kualitas gabah beras. Kuantitas berhubungan dengan produksi antar musim. Namun, dalam menentukan harga transaksi, tidak ada pedoman baku yang digunakan untuk menentukan kualitas. Tabel Rafaksi tidak digunakan oleh petani dan pedagang. Petani dan pedagang telah mempunyai persepsi masing-masing tentang penentuan kualitas gabah-beras. Oleh sebab itu, sosialisasi tabel rafaksi pada petani sangat perlu digiatkan

Mechanism of Cavitation-induced Atomization in Two-dimensional Nozzles

It has been pointed out that cavitation, i.e., super cavitation regime may occur in a nozzle of pressure atomizers, and may influence atomization of a liquid jet discharged from the 2D nozzle. Once we clarify the mechanism of atomization induced by the supercavitation, we will be able to develop new atomizers in which the atomization mechanism is utilized more efficiently. Hence, this study has been conducted to clarify the mechanism in the 2D nozzle. As a result, the following conclusions are obtained: (1) The frequency of the shedding and collapse of cavitation clouds in the supercavitation regime agrees with that of strong turbulence near the exit; (2) When the trace of a cavitation cloud comes out of the 2D nozzle, a ligament is formed at the liquid jet interface; (3) Strong turbulence is produced by the collapse of cavitation clouds near the exit of the 2D nozzle.and induces ligament formation, which, in turn, causes liquid jet atomization

Kinerja Pegawai Rumah Sakit Umum Daerah Bengkalis (Studi Kasus Pelayanan Pasien yang Dirujuk ke RSUD Arifin Ahmad Pekanbaru)

The research present describe about quality of staff in Bengkalis Hospital (study case service of patient to Arifin Ahmad Hospital Pekanabru). Hospital are public place for in healthy. Hospital in Bengkalis have a B type and now service of patient in Bengkalis Hospital cannot optimally because the increase of disease in society. The hospital that have a type A in Pekanbaru are Arifin Ahmad Hospital.The research use the methode are qualitative methodes that analyze problem research by describe the subject and object conditions based on real fact. This research use location in Bengkalis Regency and researcher collect data from books, government regulation, jurnal, mass media, website and deep interview with informan likes docter specialist, docter, patient and nurse in Bengkalis Hospital.The conclusion of this research are the quality of staff in Hospital (study case service of patient to Arifin Ahmad Hospital Pekanabru) are held base on standart operational procedure likes quality of staff, time services, and the paid for patient. And factors that influence the quality of staff in Bengkalis Hospital are communication between staff, human resources and medical tools that the Bengkalis Hospital mines.Keywords: quality, staff, hospital and service