4,919 research outputs found
Childhood Poverty Persistence: Facts and Consequences
Examines the persistence and effects of childhood poverty by studying the incidence and duration of poverty among African-American and white children from birth to age 17 and adult outcomes including income, educational attainment, and employment
Enabling Families to Weather Emergencies and Develop: The Role of Assets
Discusses the need for low-income families to build assets for emergencies and employment gaps as well as for long-term stability. Suggests policies to improve savings and ownership opportunities such as incentives and better regulation of small loans
Do Welfare and IDA Program Policies Affect Asset Holdings?
Analyzes how more lenient state asset tests and eligibility rules, more generous Individual Development Account program rules, and withdrawal restrictions and incentives for restricted savings accounts affect low-income families' asset accumulation
Do Assets Help Families Cope With Adverse Events?
Compares the extent to which families with liquid assets are better able to maintain their material well-being when adverse events affecting income such as job loss or illness occurs than families without assets. Compares effects by income distribution
Less Than Equal: Racial Disparities in Wealth Accumulation
When it comes to economic gaps between whites and communities of color in the United States, income inequality tells part of the story. But let's not forget about wealth. Wealth isn't just money in the bank, it's insurance against tough times, tuition to get a better education and a better job, savings to retire on, and a springboard into the middle class. In short, wealth translates into opportunity
Private Transfers, Race, and Wealth
Examines racial/ethnic disparities in private transfers of financial support from extended families and friends, large gifts, and inheritances, as well as net support received after transfers given; their impact on wealth disparities; and implications
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