“Robbing Peter to Pay Paul”: Economic and Cultural Explanations for How Lower-Income Families Manage Debt

This article builds upon classic economic perspectives of financial behavior by applying the narrative identity perspective of cultural sociology to explain how lower-income families respond to indebtedness. Drawing on in-depth qualitative interviews with 194 lower-income household heads, we show that debt management strategies are influenced by a desire to promote a financially responsible, self-sufficient social identity. Families are reluctant to ask for assistance when faced with economic hardship because it undermines this identity. Because the need to pay on debts is less acute than the need to pay for regular monthly expenses like rent or groceries, debts receive a lower priority in the monthly budget and families typically juggle their debts in private rather than turning to social networks for assistance. In some cases, however, debts take on special meanings and are handled differently. Respondents prioritize debts when they perceive payment as affirming a self-sufficient or upwardly mobile identity, but they reject and ignore debts they view as unfair or unjust. Because the private coping strategies families employ trap them in costly cycles of indebtedness and hinder future mobility prospects, debt management strategies are consequential for long-term financial well-being

Parenting as a Package Deal: Relationships, Fertility, and Nonresident Father Involvement among Unmarried Parents

Fatherhood has traditionally been viewed as part of a package deal, where a father’s relationship with his child is contingent upon his relationship with the mother. We evaluate the accuracy of this hypothesis in light of the high rates of multiple-partnered fertility among unmarried parents using the Fragile Families and Child Wellbeing Study, a recent longitudinal survey of nonmarital births in large cities. We examine whether unmarried mothers’ and fathers’ subsequent relationship and parenting transitions are associated with declines in fathers’ contact with their nonresident biological children. We find that father involvement drops sharply after relationships between unmarried parents end. Mothers’ transitions into new romantic partnerships and new parenting roles are associated with larger declines in involvement than fathers’ transitions. Declines in fathers’ involvement following a relationship or parenting transition are largest when children are young. We discuss the implications of our results given the high levels of relationship instability and multiple-partnered fertility among unmarried parents.Fragile families, childbearing, nonmarital childbearing, fartherhood, fathers

The protective effects of neighborhood collective efficacy on British children growing up in deprivation: A developmental analysis

This article reports on the influence of neighborhood-level deprivation and collective efficacy on children’s antisocial behavior between the ages of 5 and 10 years. Latent growth curve modeling was applied to characterize the developmental course of antisocial behavior among children in the E-Risk Longitudinal Twin Study, an epidemiological cohort of 2,232 children. Children in deprived versus affluent neighborhoods had higher levels of antisocial behavior at school entry (24.1 vs. 20.5, p .001) and a slower rate of decline from involvement in antisocial behavior between the ages of 5 and 10 (0.54 vs. 0.78, p .01). Neighborhood collective efficacy was negatively associated with levels of antisocial behavior at school entry (r .10, p .01) but only in deprived neighborhoods; this relationship held after controlling for neighborhood problems and family-level factors. Collective efficacy did not predict the rate of change in antisocial behavior between the ages of 5 and 10. Findings suggest that neighborhood collective efficacy may have a protective effect on children living in deprived contexts.Sociolog