FinTech Regulations: Need, Superpowers and Bibliometric Analysis

Abstract : This research paper describes FinTech, Need of FinTech Regulations, Superpowers that are shaping FinTech and Bibliometric Analysis on FinTech Regulations. It also discusses about Regulations that are prevailing in UK, US and China and also Regulating bodies therein. An extensive research has been done for academic publications since 2000 to 2019, focussing on country wide research publications, author statistics, top subject areas and different publication types in FinTech Regulations, using Scopus Database, Google Scholar, Research gate and tools like GPS visualizer. After all the research, has been concluded that these superpowers(UK,US and China) are leading in the Research of this topic as well and have highest number of publications on the topic “FinTech Regulations”

Detection of Hemorrhages and Microaneurysms for Color Fundus images: A Review

Here we address the study on detection of Hemorrhages and microaneurysms in color fundus images. In pre-Processing we find different separate red, green, blue color channel from the retinal images. The green channel will pass to the further process. The green color plane was used in the analysis since it shows the best contrast between the vessels and the background retina. Then we extract the GLCM(Gray Level Co-Occurance Matrix) feature. We made a survey of different author who have done their work in this field. We also compare the different data mining techniques that are required to perform detection in proper way

Detection of Hemorrhages and Microaneurysms for Color Fundus Images

Here we address the detection of Hemorrhages and microaneurysms in color fundus images. In pre-Processing we separate red, green, blue color channel from the retinal images. The green channel will pass to the further process. The green color plane was used in the analysis since it shows the best contrast between the vessels and the background retina. Then we extract the GLCM(Gray Level Co-Occurance Matrix) feature. In the GLCMs, several statistics information are derived using the different formulas. These statistics provide information about the texture of an image. Such as Energy, Entropy, Dissimilarity, Contrast, Inverse difference , correlation Homogeneity, Auto correlation, Cluster Shade Cluster Prominence, Maximum probability, Sum of Squares will be calculated for texture image. After feature Extraction, we provide this feature to classifier. Finally it will predict about the retinal whether it is hemorrhages or microaneurysms . After predicting the about the retinal image we will localize the affected place. For segmenting the localized place we will use adaptive thresholding segmentation

Voice Cloning Using Artificial Intelligence and Machine Learning: A Review

This paper represents a thorough method for integrating emotions, texttospeech conversion, and state of the art voice cloning. The paper focuses on novel background noise adaptation, emotional voice synthesis, and multi-speaker voice cloning for better speech synthesis. The synthesis of emotive voices, multi-speaker voice cloning, and creative methods for modifying background noise to improve speech synthesis quality are among the topics covered in this study. Additionally, the study explores the domain of emotional artificial intelligence by adding a variety of emotions to artificial voices, improving user engagement through sympathetic reactions. The study also looks at how background noise can be altered to change it from a disturbing to a silent, non-disruptive state. The texttospeech systems usability in noisy conditions is greatly enhanced by this improvement. By integrating these components, the project makes a substantial contribution to text to speech, emotional AI, and voice cloning, creating new avenues for human-computer connection

Study of Safer Storage and Handling of Graphite Oxide

PresentationDue to the immense potential of graphene for energy storage and composite filler applications the large-scale production of graphene is of increasing commercial and academic interest. The existing direct methods of large-scale graphene production are not economical using current technology. Therefore, an alternate synthesis route to produce graphene-like material involving graphite oxide (GO) is pre-dominantly used. This method involves the oxidation of graphite to GO and its subsequent reduction to reduced graphene oxide (rGO). The proposed method has shown potential for bulk production at high yield. However, prior studies have shown that GO can undergo explosive decomposition under certain conditions. There is no documented process safety incident specifically related to GO so far but GO is an energetic material that can undergo explosive thermal reduction, A number of unanticipated process incidents have occurred due to inadequate study and understanding of energetic materials stored in large quantities. As research is moving towards large scale manufacturing of GO, the motivation of this research is to investigate potential process safety issues with bulk GO storage and handling. Specifically, we examine the underlying causes of explosive behavior of bulk GO and propose safer storage and handling conditions. Additional studies are conducted in an Advanced Reactive System Screen Tool (ARSST) calorimeter to understand the effect of storage temperature, impurities, pH, and process conditions. This research will be beneficial in assessing the hazards of GO and enhancing safety of rGO production processes over their life cycles

Perioperative management of awake craniotomy: Role of anesthesiologist

Awake craniotomy is performed for resection of lesions located within or close to the eloquent areas of the brain. Both asleep-awake-asleep technique and conscious sedation have been used effectively for awake craniotomies, and the choice of optimal anesthetic regime is mainly as per the preferences of the anesthesiologist and surgical team. Propofol, remifentanil, dexmedetomidine, and scalp nerve block have been used successfully for intraoperative brain mapping. Appropriate patient selection, adequate perioperative psychological support, and proper anesthetic management for patients in every stage of surgery are essential for the safety and success of the surgery

Validation of performance of ISO 14001 through developed model

The case study is based on ISO 14001 and compares the validation with other certified industries. In view of the above, response has been collected to have further improvements through developed model which was prepared based on the factorization of various input and output variables which is linked to the clauses of ISO 14001. The developed model has represented almost all the clauses of ISO 14001 considering main content of the all the clauses. Response is collected from the industries where input and output variables were sent earlier and also those involved in the implementation of the system. Evidences arrived out of case study suggests that the model questionnaire improves the environmental performance of an organization and bringing effectiveness in the system. This study will give better results after implementation of the model in any sector. Due to the implementation of model, the study has brought the improvements in ISO 14001and surrounding environment as well. The study on validation stated that by implementing the model, the industries where survey took place have achieved almost 30% improvement in environmental performance

Analysis of APTT Based Clot Waveform Parameters in Various Clinical Conditions – A Study at A Tertiary Care Center

Various coagulation tests like Prothrombin Time (PT) and Activated Partial Thromboplastin Time (APTT) are estimated by automated coagulation analyzers. The newer fully automated analyzers generate clot wave forms aPTT-CWA for these parameters are derived. In this study, the objective was to analyze clot wave form characteristics morphology and its first and second derivative values in cases with abnormal APTT. ACL TOP 300 generated curves for APTT in a total 125 patients with 20 normal controls are included. First derivative, second derivative, morphology of curve: sigmoid, biphasic, prolonged pre-coagulation phase, second derivative morphology like early and late shoulder, biphasic peak, delayed deceleration were the analyzed parameters. Wave clot forms of 125 patients were included in this study. Patients (M:F - 2.2:1, mean age: 46.9 ± 20 years). A spectrum of clinical conditions was Covid (20%), liver disease (23%), polytrauma (10.4%), cardiac diseases (8.8%), sepsis/DIC (7.2%), thromboembolism (7.2%), renal diseases (6.4%), bacterial infections (4%), dengue (4%), snake bite (1.6%) and factor deficiency (1.6%). Liver and heart disease showed a significant difference in acceleration and deceleration peaks followed by sepsis, dengue, polytrauma and sepsis/DIC. Deceleration peak was prolonged in patients of Covid (p<0.05). Sepsis and liver diseases showed prolonged first derivative peak (p<0.05). CWA is very easily available on all automated coagulation analyzers. It is inexpensive with fast turn round time. Both quantitative as well as qualitative informations such as velocity, acceleration of clot formation and wave pattern details were recorded. Our study highlights importance of quantitative and qualitative CWA parameters acquired by performing APTT test for the automated analyzers

Renal phenotype is exacerbated in Os and lpr double mutant mice

Renal phenotype is exacerbated in Os and lpr double mutant mice.BackgroundROP-Os/+ mice are born with oligosyndactyly and oligonephronia and develop renal dysfunction, which includes renal tubular epithelial cell (RTC) Fas-dependent apoptosis and tubular atrophy. MRL/lpr mice harbor a Fas-inactivating mutation and develop glomerulonephritis, whereas mice expressing lpr on a C3H background demonstrate no renal phenotype. We hypothesized that crossing ROP-Os/+ with CH3-lpr/lpr mice would rescue the Os/+ renal phenotype by reducing Fas-dependent RTC apoptosis.MethodsROP-Os/+ mice were intercrossed with C3H-lpr/lpr mice and F2 generation animals were phenotyped by kidney weight, serum creatinine, and albuminuria. Kidney sections were scored for histopathology and apoptosis. Univariate and multivariate analyses were used to examine additive effects of Os and lpr on renal phenotype.ResultsBy 16 weeks, F2Os/+ lpr/lpr mice developed significantly more albuminuria, glomerulosclerosis, and interstitial inflammation compared to Os/++/+ mice. Glomerular cell apoptosis was increased in Os/+ lpr/lpr compared to Os/++/+ mice, with no significant difference in RTC apoptosis. A statistically significant Os-lpr effect on renal phenotype was demonstrated by multivariate analysis, which exceeded the combined independent effects if Os and lpr, indicating a biologic interaction exists between Os and lpr.Conclusion.Os/+mice with a superimposed lpr mutation displayed a more severe renal phenotype, rather than phenotype rescue, suggesting that Fas pathway activation is necessary to delete cells resulting from Os-dependent injury. We further propose that an Os-lpr gene interaction and/or mixed ROP-C3H genetic background regulated the renal phenotype, consistent with the concept that chronic renal disease pathogenesis reflects effects of multiple nephropathy susceptibility alleles