POTENTIALS AND CHALLENGES OF ARTIFICIAL INTELLIGENCE IN FINANCIAL TECHNOLOGIES

Artificial Intelligence (AI) made disruptive progress over the last years, becoming a key technology across industries. In particular, AI offers novel distinctive opportunities for intelligent services in fi-nancial technology companies (Financial technologies). However, given the opportunities of AI and its associated benefits, the question arises why financial technologies fail to leverage the full potential of AI. Drawing on existing literature, this paper elaborates on the opportunities and risks associated with AI in the financial sector. This paper makes two key contributions: First, we discover the present challenges in literature to demonstrate the need for explainable AI. Second, we reveal the lack of guidance for applying explainable AI in financial technologies. We derive recommendations for re-search, policy, and practice and argue for the increased elaboration of legal frameworks for the re-sponsible use of AI

A Consensus Map in Cultivated Hexaploid Oat Reveals Conserved Grass Synteny with Substantial Subgenome Rearrangement

Hexaploid oat ( L., 2 = 6 = 42) is a member of the Poaceae family and has a large genome (∼12.5 Gb) containing 21 chromosome pairs from three ancestral genomes. Physical rearrangements among parental genomes have hindered the development of linkage maps in this species. The objective of this work was to develop a single high-density consensus linkage map that is representative of the majority of commonly grown oat varieties. Data from a cDNA-derived single-nucleotide polymorphism (SNP) array and genotyping-by-sequencing (GBS) were collected from the progeny of 12 biparental recombinant inbred line populations derived from 19 parents representing oat germplasm cultivated primarily in North America. Linkage groups from all mapping populations were compared to identify 21 clusters of conserved collinearity. Linkage groups within each cluster were then merged into 21 consensus chromosomes, generating a framework consensus map of 7202 markers spanning 2843 cM. An additional 9678 markers were placed on this map with a lower degree of certainty. Assignment to physical chromosomes with high confidence was made for nine chromosomes. Comparison of homeologous regions among oat chromosomes and matches to orthologous regions of rice ( L.) reveal that the hexaploid oat genome has been highly rearranged relative to its ancestral diploid genomes as a result of frequent translocations among chromosomes. Heterogeneous chromosome rearrangements among populations were also evident, probably accounting for the failure of some linkage groups to match the consensus. This work contributes to a further understanding of the organization and evolution of hexaploid grass genomes

Zeuxis: My Studio 002

This exhibition, which was featured in the Robert and Elaine Stein Galleries at Wright State University, featuring works by the artists of Zeuxis. This exhibition ran from January 15 to February 28, 2020. For this project, the artists of Zeuxis focused on their own studio spaces. This is to help grant insight into their working process, as the artist\u27s own working space is very often seen as insight into their work and sometimes even used as the subject of their work.https://corescholar.libraries.wright.edu/restein_exhibitions_all/1546/thumbnail.jp

Zeuxis: My Studio 008

This exhibition, which was featured in the Robert and Elaine Stein Galleries at Wright State University, featuring works by the artists of Zeuxis. This exhibition ran from January 15 to February 28, 2020. For this project, the artists of Zeuxis focused on their own studio spaces. This is to help grant insight into their working process, as the artist\u27s own working space is very often seen as insight into their work and sometimes even used as the subject of their work.https://corescholar.libraries.wright.edu/restein_exhibitions_all/1552/thumbnail.jp

Zeuxis: My Studio 004

This exhibition, which was featured in the Robert and Elaine Stein Galleries at Wright State University, featuring works by the artists of Zeuxis. This exhibition ran from January 15 to February 28, 2020. For this project, the artists of Zeuxis focused on their own studio spaces. This is to help grant insight into their working process, as the artist\u27s own working space is very often seen as insight into their work and sometimes even used as the subject of their work.https://corescholar.libraries.wright.edu/restein_exhibitions_all/1548/thumbnail.jp

Zeuxis: My Studio 016

This exhibition, which was featured in the Robert and Elaine Stein Galleries at Wright State University, featuring works by the artists of Zeuxis. This exhibition ran from January 15 to February 28, 2020. For this project, the artists of Zeuxis focused on their own studio spaces. This is to help grant insight into their working process, as the artist\u27s own working space is very often seen as insight into their work and sometimes even used as the subject of their work.https://corescholar.libraries.wright.edu/restein_exhibitions_all/1560/thumbnail.jp

Zeuxis: My Studio 009

This exhibition, which was featured in the Robert and Elaine Stein Galleries at Wright State University, featuring works by the artists of Zeuxis. This exhibition ran from January 15 to February 28, 2020. For this project, the artists of Zeuxis focused on their own studio spaces. This is to help grant insight into their working process, as the artist\u27s own working space is very often seen as insight into their work and sometimes even used as the subject of their work.https://corescholar.libraries.wright.edu/restein_exhibitions_all/1553/thumbnail.jp

Zeuxis: My Studio 001

This exhibition, which was featured in the Robert and Elaine Stein Galleries at Wright State University, featuring works by the artists of Zeuxis. This exhibition ran from January 15 to February 28, 2020. For this project, the artists of Zeuxis focused on their own studio spaces. This is to help grant insight into their working process, as the artist\u27s own working space is very often seen as insight into their work and sometimes even used as the subject of their work.https://corescholar.libraries.wright.edu/restein_exhibitions_all/1545/thumbnail.jp