Banking Sector Reforms: Policy Implications and Fresh Outlook

Various reform measures introduced in India have indeed strengthened the Indian banking system in preparation for the fresh global challenges ahead. The present paper reviews the banking sector reforms policy, crucial issues and agenda for the future. On the basis of certain parameters, like productivity, profitability and NPAs’ management, the paper concludes that foreign banks and new private sector banks are much better in performance as compared to our nationalized banks in the post-banking sector reforms period. The paper ends with the future agenda for the Indian banking industry, particularly for public sector banks to make them efficient and strong, to compete with the global banks

Indian Banking – NEW Vision 2030

Dynamic changes are taking place in the Indian banking industry .The purpose of this paper is to access and analyze the future of Indian banking in the coming competitive era. With the help of ratio analysis method and various statistical techniques ,evaluates the performance of banking industry .In the post – second banking reforms era, Indian banks are very fastly changing and ready to face the global challenges. The paper has been divided into two parts, i.e pre-ebanking period and post -ebanking period. The paper concludes that the performance of banks much better in the post ebanking period. Only those banks will survive in future, which are intensively using information technology in day-to-day activities. The present paper highlights the changing face of Indian banks and predicts the future for 2030. Information technology has altered the face of Indian banks and it has positively affected the productivity and profitability of banks. The presence of Indian banks in the global market is continuously increasing

E-Age Technology–New Face of Indian Banking Industry: Emerging Challenges and New Potentials

The present paper analyzes the performance of major banks in terms of productivity and profitability in the pre and post e-banking period. Under the regime of banking sector reforms, IT Act of 1999 gave new dimensions to the Indian banking sector. IT has created transformation in banking structure, business process, work culture and human resource development. It has affected the productivity, profitability and efficiency of the banks to a large extent. The paper concludes that performance of all the banks under study is much better in post-e-banking period and further foreign banks are at the top position, whereas the performance of the public sector banks is comparatively very poor. The paper suggests some measures to tackle the challenges faced by the banks particularly public sector banks. At the end, paper suggests how public sector banks can convert the emerging challenges into opportunities

Effect of supplementary pollination in grapes (Vitis vinifera)

In the variety Bharat Early, the weight of bunch and number of berries per bunch were markedly increased by supplementary pollinations with Pearl of Csaba and Pusa Seedless pollen as compared to control. However, berry weight was not altered. Shot berries were significantly reduced by all pollen including the self as compared to control. Least number of shot berries were obtained by using Pearl of Csaba and Pusa Seedless pollen.In the variety Pusa Seedless which is allied to Thompson Seedless the bunch weight was increased by Bharat Early, Beauty Seedless and Pearl of Csaba pollen. No significant increase in the number of berries per bunch resulted, but berry size was increased by these pollen

Hazard Classification Testing of Primers used in Small Arms Ammunition.

Primer is a small initiating device used for ignition of propellant charge and subsequent ejection of projectile from a weapon. Hilherto, primers were classified under safely class. Recent accidents however, have raised doubts about their diversification. Field trials were therefore carried out to ascertain their correct behaviour under different conditions. It was observed that the nature of filling composition, its charge mass and the type of package had profound influence on the hazard classification which could change its classification from safety class to mass explosion hazard

Role of Negative Pressure Wound Therapy in Healing of Diabetic Foot Ulcers

Introduction: Foot disorders such as ulceration, infection and gangrene are the most common, complex and costly sequelae of diabetes mellitus.[1-3] Even for the most superficial wounds, treatment is often difficult with poor healing responses and high rates of complications. The purpose of this study is to compare the rate of ulcer healing with the negative pressure dressing technique to conventional moist dressings in the treatment of diabetic foot ulcers. Materials and Methods: The study was conducted on 30 patients, which were divided into two groups. One group received negative pressure dressing while other group received conventional saline moistened gauze dressing. Results were compared for rate of wound healing. Results: There was a statistically significant difference in the rate of appearance of granulation tissue between the two groups; with granulation tissue appearing earlier in the study group. The study group promised a better outcome (80% complete responders) as compared to the control group (60% complete responders). Conclusions: Negative pressure wound therapy has a definitive role in healing of diabetic foot ulcers

Assessment on performance and variability in different sweet orange (Citrus sinensis Obseck) cultivars under Punjab conditions

Based on morphological characterization, the performance of eighteen sweet orange, (Citrus sinensis Obseck) cultivars were evaluated. On the basis of two year data, the maximum mean fruit weight (316.25 gm) was recorded in Moro, while the maximum mean fruit diameter and mean fruit length was recorded in Mosambi and Olinda Valencia (87.32 mm and 81.33 mm, respectively). Albedo thickness was recorded maximum in Ruby Nucellar (3.42 mm). Highest total soluble solids was recorded in cultivar Moro (11.450 brix), while the titratable acidity was recorded maximum in Valencia Calizonida (1.21 %). Fruit axis diameter and Fruit rind thickness were recorded maximum in Rhode Red Valencia and Vernia (15.12 mm and 8.11 mm, respectively). In the variability studies, the maximum genotypic coefficient of variance (GCV) and phenotypic coefficient of variance (PCV) was recorded maximum for titratable acidity (27.88 and 27.94, respectively) followed by albedo thickness (23.77 and 23.78, respectively) and fruit weight (21.52 and 21.67, respectively). Genetic advance per cent of mean was recorded for titratable acidity (57.31%) followed by albedo thickness (48.96 %) and fruit weight (44.03 %) suggesting that further selection will be effective for improvement in these traits

Objective assessment of progressive increase in bite force post surgical correction of mandibular fractures using Nupai bite scan analyser

Background: Fracture of mandible is a common condition which is increasing in incidence in the trauma centers due to increasing motor vehicles and failure to abide by traffic regulations. Patients undergo surgical open reduction and internal fixation where post-operative occlusion and normal masticatory functions are targeted. Bite force can be taken as a guide of normal masticatory function of an individual which is dependent upon craniomandibular biomechanics. The aim of the study was to analyse bite force measurements post-operatively in patients who underwent open reduction and internal fixation for mandible fractures at different sites.Methods: Molar bite force was recorded in 31 post-operative patients who underwent open surgical procedure for fracture mandible in the department of plastic surgery from January 2018 to June 2019 by a pre-scale bite force recorder-Nupai bite force prescale system (FujiTM). Various parameters were recorded pre and post-operatively including age, gender, history, comorbidities, requirement of MMF, site and number of fractures and age of injury. Bite force were compared and improvement of bite force every 2 weeks was noted and analyzed upto 6 weeks postoperatively.Results: Bite force improvement was seen in all types of mandible fractures irrespective of the site and type of fractures over a period of 6 weeks post-operatively. This improvement was however not statistically significant. Decreased time interval form injury to surgery resulted in improved bite force measurements though not statistically significant.Conclusions: Although objective improvement in bite force could be demonstrated but extensive study involving more subjects and more patient variables would have statistical significance