Bank Directors: Heightened Expectations and Blurred Lines in a Changing Regulatory Framework, A Conversation from The Clearing House Annual Conference (Moderators: Lissa L. Broome and Derek M. Bush)

On November 21, 2014, the Center for Banking and Finance at the University of North Carolina School of Law hosted a dialogue on heightened expectations and blurred lines for bank directors in a changing regulatory environment at The Clearing House’s Annual Conference. Biographical information about the moderators and the panelists is set forth before the transcript of the dialogue begins

Citigroup Letter from David C Bushnell and Michael S Helfer to John Ruocco Re FRBNY 2006 Summary of Supervisory Activity and Findings for Citigroup Inc

This letter is addressed to John Ruocc

Supervisory Letter from Citi to OCC Disputing OCC Finsings

This letter is addressed to John C. Lyon

Citibank Letter from Brian Leach and Michael Helfer to John C Lyons Re Disputing OCC Findings

This letter is addressed to John C, Lyon

Citi Letter from Brian R Leach and Michael S Helfer to John Ruocco at FRBNY Re 2007 Report of Inspection for Citigroup Inc

This letter is addressed to John Ruocc

Vacuum Polarization and Energy Conditions at a Planar Frequency Dependent Dielectric to Vacuum Interface

The form of the vacuum stress-tensor for the quantized scalar field at a dielectric to vacuum interface is studied. The dielectric is modeled to have an index of refraction that varies with frequency. We find that the stress-tensor components, derived from the mode function expansion of the Wightman function, are naturally regularized by the reflection and transmission coefficients of the mode at the boundary. Additionally, the divergence of the vacuum energy associated with a perfectly reflecting mirror is found to disappear for the dielectric mirror at the expense of introducing a new energy density near the surface which has the opposite sign. Thus the weak energy condition is always violated in some region of the spacetime. For the dielectric mirror, the mean vacuum energy density per unit plate area in a constant time hypersurface is always found to be positive (or zero) and the averaged weak energy condition is proven to hold for all observers with non-zero velocity along the normal direction to the boundary. Both results are found to be generic features of the vacuum stress-tensor and not necessarily dependent of the frequency dependence of the dielectric.Comment: 16 pages, 4 figures, Revtex style Minor typographic corrections to equations and tex

Meeting of the Citi Corporate Audit and Risk Management Committee

Individuals attending this meeting include CitiGroup\u27s senior management team and members of its Board of Directors. Also, present internal legal counsel and additional counsel from KMPG LLP