Generation Z: Financial Literacy, Sharia Financial Literacy, Attitude, and Behavior

This study aims to investigate the influence of financial literacy and Sharia financial literacy on financial attitude and behavior. The population in the study were students of Khairun University and IAIN Ternate. A total of 188 respondents were involved and purposively selected as the samples. The study used validity and reliability tests as part of the instrument test. For hypothesis testing, a simple regression analysis was used. The results showed that all hypotheses were supported. The final part of the study discusses findings, conclusions, and suggestions for future research

Defining Financial Management Within Sakeenah Family

Secularism has been entering every aspect of life, including a micro-level of financial management of a family. This study sheds light on how religious views can be used to minimize the influence of secularism. This study was mainly aimed at demonstrating how sacred goals in Muslim families, through Sakeenah values, can be used as an antidote to secularism practices in managing family finance. Thirteen contextual characteristics of financial management in eight Muslim families were identified using the Grounded Theory method. These characteristics were used to verify main concepts—basic financial management, family structure, Sakeenah elements, and a form of secularism—usury. Using the Grounded Theory method was also the other aim of this study that demonstrated its use to deepen the interrelation between those four main concepts and those characteristics contextually. Several limitations surfaced after the analyses, and this allowed recommendations for future studies

Continuous-flow sorting of microalgae cells based on lipid content by high frequency dielectrophoresis

This paper presents a continuous-flow cell screening device to isolate and separate microalgae cells (Chlamydomonas reinhardtii) based on lipid content using high frequency (50 MHz) dielectrophoresis. This device enables screening of microalgae due to the balance between lateral DEP forces relative to hydrodynamic forces. Positive DEP force along with amplitude-modulated electric field exerted on the cells flowing over the planar interdigitated electrodes, manipulated low-lipid cell trajectories in a zigzag pattern. Theoretical modelling confirmed cell trajectories during sorting. Separation quantification and sensitivity analysis were conducted with time-course experiments and collected samples were analysed by flow cytometry. Experimental testing with nitrogen starveddw15-1 (high-lipid, HL) and pgd1 mutant (low-lipid, LL) strains were carried out at different time periods, and clear separation of the two populations was achieved. Experimental results demonstrated that three populations were produced during nitrogen starvation: HL, LL and low-chlorophyll (LC) populations. Presence of the LC population can affect the binary separation performance. The continuous-flow micro-separator can separate 74% of the HL and 75% of the LL out of the starting sample using a 50 MHz, 30 voltages peak-to-peak AC electric field at Day 6 of the nitrogen starvation. The separation occurred between LL (low-lipid: 86.1% at Outlet # 1) and LC (88.8% at Outlet # 2) at Day 9 of the nitrogen starvation. This device can be used for onsite monitoring; therefore, it has the potential to reduce biofuel production cost