122 research outputs found

    Designing a mobile augmented memory system for people with traumatic brain injuries

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    Augmented memory systems help people remember events in their lives. Individuals with Traumatic Brain Injury (TBI) often have memory impairments. We conducted a user study to learn about strategies individuals with TBI use to remember events in their lives. We explored what characteristics individuals with TBI expect of an augmented memory system. We then investigated these aspects in an initial mobile app design, and propose here a concept for a rehearsal application that addresses the issues found in our studies

    Mortgage Insurance and Housing Finance in Emerging Economies

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    Lending is considered to be the utilization of resources mobilized and management of associated risk. Existing literature on housing finance in the developed world identifies the high Loan-To-Value (LTV) approach for funding housing purchase as posing a significant risk to mortgage lenders. In response, developed countries have adopted mortgage insurance as the key vehicle for credit risk mitigation. In the emerging economies however, the often adopted formal housing finance mechanism is depository -based, which lacks the mortgage insurance option. This paper provides a comprehensive review of the literature on formal mortgage tools in both developed and emerging economies and concludes that it would appear to be more beneficial for emerging economies to reform their mortgage institutions and incorporate mortgage insurance as a measure to effectively manage housing credit risk. The result of this investigation will form part of an ongoing study on housing finance in emerging economies

    The interlayer cohesive energy of graphite from thermal desorption of polyaromatic hydrocarbons

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    We have studied the interaction of polyaromatic hydrocarbons (PAHs) with the basal plane of graphite using thermal desorption spectroscopy. Desorption kinetics of benzene, naphthalene, coronene and ovalene at sub-monolayer coverages yield activation energies of 0.50 eV, 0.85 eV, 1.40 eV and 2.1 eV, respectively. Benzene and naphthalene follow simple first order desorption kinetics while coronene and ovalene exhibit fractional order kinetics owing to the stability of 2-D adsorbate islands up to the desorption temperature. Pre-exponential frequency factors are found to be in the range 101410^{14}-1021s110^{21} s^{-1} as obtained from both Falconer--Madix (isothermal desorption) analysis and Antoine's fit to vapour pressure data. The resulting binding energy per carbon atom of the PAH is 52±52\pm5 meV and can be identified with the interlayer cohesive energy of graphite. The resulting cleavage energy of graphite is 61±561\pm5~meV/atom which is considerably larger than previously reported experimental values.Comment: 8 pages, 4 figures, 2 table

    A quantitative risk assessment of waterborne infectious disease in the inundation area of a tropical monsoon region

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    Flooding and inundation are annual events that occur during the rainy season in Cambodia, and inundation has a strong relationship with human health. This study simulated the coliform bacteria distribution using a hydraulic model and estimated the impact of inundation on public health using a dose–response model. The model parameters were calibrated using field survey data from Cambodia and obtained good agreement with the coliform group count distribution. The results suggest that the impact of inundation on human health is most noticeable in residential areas. The annual average risk of infection during medium-sized flood events is 0.21. The risk due to groundwater use ranges from 0.12 to 0.17 in inundation areas and reaches as high as 0.23 outside the inundation areas. The risk attributed to groundwater use is therefore higher than that for surface water use (0.02–0.06), except in densely populated areas at the city center. There is a high risk for infection with waterborne disease in residential areas, and the annual average risk during small flood events is 0.94. An assessment of possible countermeasures to reduce the risk shows that the control of inundation may bring more risk to public health in Cambodia. Shallower inundation water (<0.3 m) leads to a higher risk of infection, but if the depth is greater than 2 m, the risk is low in residential areas.The simulated results explain the spatial distributions of infection risk, which are vitally important for determining the highest priority places with relatively high risk and will be helpful for decision makers when considering the implementation of countermeasures

    A brief synopsis in the use of ICT and ICPM in the construction industry

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    The Cooperative Research Centre for Construction Innovation (CRCCI) research project 2001-008-C: 'Project Team Integration: Communication, Coordination and Decision Support', is supported by a number of Australian industry, government and university based project partners including: Queensland University of Technology (QUT); Commonwealth Scientific Industrial Research Organisation (CSIRO), University of Newcastle; Queensland Department of Public Works (QDPW); and the Queensland Department of Main Roads (QDMR). Supporting the project’s research aims and objectives, and as the first major deliverable for the project, this report provides an overall 'snapshot' of current public and private Architectural, Engineering, and Construction (AEC) industry sector statistics, practices, cultures and research directions towards the implementation and application of ICPM and ICT tools and systems

    An overview of residential real estate financing in Nigeria

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    The housing sector, changes in the housing markets, and the systems of housing finance have significant implications on the financial markets, macroeconomic stability, and monetary policy. Therefore, most economies in the developed world adopt policies that make investment in their housing sectors attractive, resulting in their ratio of outstanding mortgage to GDP being above 50%. However, in most of the emerging/developing economies like Nigeria, even with resources at their disposal, the ratio is below 2%. This paper examines aspects of financing for housing acquisition over a period of time in Nigeria. The conclusion highlights pitfalls that need to be overcome; one of which is the need to adopt other means of mobilizing long-term liabilities to fund housing finance rather than depending on short-term deposit liabilities
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