Strategi Pemasaran Terhadap Penjualan Produk Tabungan Ib Hasanah Di PT. Bank Negara Indonesia Syariah Kantor Cabang Jakarta Barat

BNI Syariah branch office in West Jakarta has one of funding products that Savings iB Hasanah useful for pure investment vehicles Shariah compliance, where customers can make deposits and withdrawals of cash very easily. In marketing this product, BNI Syariah use 2 pattern to implement a marketing strategy that intensification patterns for customers who already have a product BNI Syariah and extension patterns for prospective customers at other banks that have not used that product at BNI Syariah. Besides, in general BNI Syariah has some marketing strategies that include 9P is Process, People, Product, Price, Place, Promotion, Partners, Presentation, and Passion. Employees who are experts in marketing their products to barriers such as the lack of make Savings iB Hasanah customers, how to services and lack of staff was quick to respond, competition between conventional banks and Islamic banks BNI Syariah office supplies in some areas

Faktor Penentu Nilai Tambah Bruto pada Konsumsi Wisatawan dan Penyerapan Tenaga Kerja di Indonesia

The tourism industry has grown to become one of the largest industries in the world. Indonesiantourism can flourish, generating income for the state and also employment opportunities. Thepurpose of this study is to calculate the impact of the consumption of tourists jointly to the grossvalue added and employment in Indonesia in the period 2008-2012.This study used secondary,secondary data obtained from the data in Table input output (IO) issued by BPS form 2005updated IO data 2008. The impact of the consumption of tourists, the largest is the restaurantand hotel. The impact of tourist consumption can create jobs in the period 2008 - 2012approximately three million people per year