Does program linking with insurance makes agriculture insurance sustainable?

Agriculture insurance is most common forms of risk transfer in agriculture. It is often compulsory for borrowers of agricultural loans in low and middle income countries. This study tries to find out the status of compulsory agriculture insurance in Nepal and its sustainability through answering question “are compulsory agriculture insurance programs making agricultural insurance sustainable? Or we have to think differently for its sustainability. Household survey were conducted using pre-tested semi structured questionnaire in eight districts. Altogether 377 insurer farmers (132 crop and 245 livestock farmers) were selected from the list of target population using simple random sampling technique. Similarly, five cases were selected from the study districts. Result shows that Government of Nepal (GoN) has developed both cost of production and value based insurance products based on farmers demand. Basically, premium rate is fixed as five percent to cost of production based and seven percent to value based insurance for most of crops and livestock. Different governments programs such as youth self-employment program, youth focused program, spring rice promotion program and other grant/subsidy programs under different mega projects of GoN have started to link agriculture insurance with their programs. Insurance has been made mandatory to get such any subsidy support from the government for promoting agriculture insurance simultaneously. However, this study found that this strategy did not adequately work. But if they feel the enterprises is risky and realize the importance of agriculture insurance and can get higher returns from the enterprises, they were willing to participate in agriculture insurance. Most of farmers who participated in government grant program have limited understanding of crop insurance so that they have discontinued insurance after the end of grant/subsidy program. Therefore, it is necessary to revisit the existing provision of grant linked insurance and need to focus more on creating awareness on importance of agriculture insurance for its sustainability

Adoption of improved wheat varieties in eastern and western Terai of Nepal

The research was conducted from March to May 2019 for assessment on adoption of improved wheat varieties in two major wheat growing districts of Nepal, Sunsari, and Kailali; one representing eastern and another western Terai. A pre-tested interview schedule was used to collect the primary information; in addition, two Key Informant Surveys were performed. Furthermore, relevant literatures were reviewed for secondary information. The simple random method of sampling was used within the selected areas that were identified in consultation with Agriculture Knowledge Centre and agricultural officials of the local government. Altogether, 194 samples were taken for the purpose of the study, omitting the outliers and incomplete responses. Descriptive statistics, probit regression, and indexing were used for data analysis. Probit econometric model revealed that membership dummy (1% level), age (1% level) number of family members involved in agriculture (1% level), subsidy dummy (5% level), number of schooling years (5%) and loan dummy (10% level) significantly determined the adoption of improved wheat varieties developed after NARC establishment. Furthermore, indexing identified- lack of availability of quality improved seeds (I= 0.80) as the major problem associated with the wheat production followed by poor availability of fertilizers (0.77), labour shortage (0.57), lack of proper irrigation (0.46) and lack of agricultural machines (0.39). The government agricultural institutions should assure access to quality seeds and fertilizers to the farmers; in addition, subsidy on irrigation and agricultural machines allied with agricultural loan to the educated youths could be the point of attraction  for wheat cultivation which leads to increased wheat productivity

Socio-economics of wheat production in Kailali and Sunsari districts of Nepal

For socio-economic assessment on wheat production, research was conducted from March to June, 2019 in two major wheat growing districts of Nepal, Kailai and sunsari. The primary information was collected by face to face interview using the pre-tested semi-structured interview schedule, two Key Informant Surveys were also done.In addition, the secondary information were collected from the review of related literatures. The survey areas were selected by consultating with Agriculture Knowledge Centre and agricultural officials of the local government; sample were selected by using simple random sampling. All total, 194 samples were selected for this study; the outliers and incomplete responses were omitted. The descriptive statistics revealed that Nepal 297 (66.16 %) has the highest area coverage in Sunsari while Gautam (36.50%) has the highest coverage in Kailali. Multiple regression model revealed that wheat cultivated area (p= 0.000), adoption of NARC released varieties (p= 0.000), gender of the household head (p= 0.017), age of the household head (p= 0.040), membership of organization (p= 0.094) and number of family members between age group 15 to 59 years (p= 0.085) have significant effect on wheat production. Furthermore, the unpaired t-test showed that the mean productivity of wheat in Kailali (2.99 Mt./ha) is significantly higher than that of Sunsari (2.81t./ha) at 5% level of significance. To increase the wheat productivity, the concerned government agricultural institutions should: assure access to NARC released improved varieties, make policy to consolidate the fragmented land, encourage the economically active population and the household heads towards wheat production by providing the efficient technical and financial support

Returns to Potato Research Investment in Nepal

Agricultural research plays a significant role in increment in productivity and contributes to food security. Very few studies on the impact of public research spending on different sectors and commodities in Nepal has been documented. This study was designed to estimate the adoption lags of improved potato varieties and benefits generated by potato improvement research in Nepal. More specifically, the study answers two basic questions: (i) whether investment in potato research is justifiable? and (ii) how long is it taking to replace old improved varieties? We took public annual potato research investments of Nepal from the Fiscal year 2001 to 2017 from Nepal Agricultural Research Council (NARC). The household survey was carried out to estimate the potato varieties coverage in Nepal in 2017. Other secondary data were sourced from the Ministry of Finance, Ministry of Agricultural and Livestock Development, FAO stat, Nepal Rastra Bank and NARC to complement the analysis. We have used a simple economic framework to estimate the benefits generated from agricultural research. The estimated benefit and cost streams were used to calculate Benefit-Cost Ratio (BCR) and Net Present Value (NPV).  Results showed that the majority of the potato researchers had done research related to crop husbandry (seed production and crop managements); while the limited number of researchers had specialized in breeding activities. The annual growth rate of potato productivity was 214.49 kg per annum per ha which had increased at the rate of 1.76 percent per annum compound growth rate. The results revealed that the average weighted age of improved potato varieties was 21.83 years and each NPR. investment on potato research has given 508 NPR. and NPR. 13760 million NPV at a 12 percent discount factor during the last 17 years. Similarly, the contribution of potato research to GDP and AGDP was found 0.323% and 0.989% respectively. Therefore, future investment and focus should be concentrated on potato research and scaling up activities, and reducing variety adoption lag to obtain additional benefits from potato research investment

Adoption of certain improved varieties of wheat (Triticum aestivum L.) in seven different provinces of Nepal

This study used farm level data to analyze the adoption of improved wheat varieties in Nepal. The seven districts each having the highest wheat area coverage in their respective provinces was selected. Pre-tested interview schedule was used to collect the primary information. The relevant literatures were reviewed for secondary information. The simple random method of sampling was used and 651 samples were taken. Descriptive statistics, probit regression and indexing were applied. This study showed that 94.1% of the area was covered by the improved wheat varieties, while 3.3% by local and 2.6% by the Indian varieties. In addition, of the improved varieties, NL 297 had the highest area coverage (30.88 %) followed by Vijay (23.24%), Gautam (12.95%), NL 971 (8.94%) and Aditya (5.34%) respectively. Probit econometric model revealed that membership of organization (1% level of significance), subsidy by the government (1% level), gender of the household head (5% level) and family member in foreign employment (10%) significantly determined the adoption of improved wheat varieties developed after NARC establishment. The indexing identified and ranked- lack of availability of quality improved seeds (I= 0.75) as the first followed by poor availability of fertilizers (0.65), labour shortage (0.61), lack of proper irrigation (0.55) and lack of agricultural machines (0.45) that were associated wheat production in study site. The concerned government institutions should assure the availability of quality improved seeds and fertilizers to the farmers; the subsidy on irrigation and agricultural machines allied with financial grant could attract the farmers towards wheat cultivation which ultimately contributes to increase wheat productivity

Issues in rice marketing system: a case of central terai

This study was conducted to understand the challenges and prospects of ricemarketing by taking case of central Nepal. Two focus group discussionsalong with eight key informants’ interviewswere conductedinBara and Parsa districts of Nepal.Also, secondary information was collected by reviewing the related literatures.The study revealed that the consumer price of rice is almost double than the farm gate price, possibly due to the presence of several intermediaries in different nodes of the supply chain.Key market actors like large collectors, millers and wholesalers have a dominating role in price negotiation and supply of rice in the market. The rice value chain is not strong enough, which might be due to poor vertical and horizontal as well as backward and forward linkages among the key players. The demand of fine and aromatic rice is gradually increasing due to changing food habits of the consumers and their access to purchasing capacity as well.The high yielding short duration varieties of fine and aromatic rice need to be identified and developed to meet the growing demand of consumers.In addition, to boost productivity and profitability of rice, a better investment climate, risk sharing mechanism and strengthened value chain with efficient research and extension services are required

Behavioural science principles for scaling-up zero tillage wheat and maize in the Eastern Terai region of Nepal

Farmers have a set of convictions and tend to do what their forefathers had practiced. By identifying their beliefs and designing appropriate ways of upscaling to convince them of new and improved practices, we can improve the adoption of zero tillage technology for maize and wheat. Small and fragmented landholdings that resulted from the cultural system of distributing land to heirs are diverse in their cropping requirements. Moreover, farmers are risk-averse and do not believe easily in new technologies. Traditional extension approaches have not been effective in upscaling these technologies. A new way of thinking based on behavioural science can provide some insights and guidelines for improving the effectiveness of technology adoption. Understanding farmers' socioeconomic circumstances and their decision-making system at the household and society level can help in designing upscaling approaches. Approaches such as capitalising on social bonding, use of established technology leaders, and use of farmers' organizations can improve adoption. Recommended strategies include encouraging a comprehensive contracting system of service provision, using active community influential local leaders in technology expansion, taking group and social identity approaches in technology extension, and capacity building programs for service providers/operators and farmers to help raise confidence and to remove perceived barriers to technology adoption. &nbsp

Impacts of counseling on knowledge, attitude and practice of medication use during pregnancy

Abstract Background Counseling has a significant role in improving knowledge, attitude and practice outcomes of pregnant women towards medication use. Proper counseling thus could be beneficial to prevent any medication related misadventure during pregnancy. The present study was aimed to assess the knowledge, attitude and practice (KAP) of pregnant women towards their medications, to provide counseling regarding their understanding of medication use during pregnancy and evaluate the impacts of such counseling. Methods Pre- post interventional (counseling) study was conducted at Manipal Teaching Hospital, Nepal among pregnant women who presented with complication and were prescribed at least one medication. A total of 275 pregnant women were included in the study. A structured questionnaire was used to assess the knowledge, attitude and practice of pregnant women before and after counseling. The impacts of counseling were then evaluated using suitable statistical methods. Results Of the total participants 229 completed the post counseling survey. Majority of the participants were in the age group 20-24 (43.2%), primigravida (59.4%) and in third trimester (58.6%). Housewives comprised 61.1% of participants and majority had received a University degree (33.2%). The mean and median scores assessed before counseling showed that there was no significant difference in the KAP scores with respect to age, trimester and gravidity whereas KAP scores with respect to occupation and level of education were statistically significant. There was an increase in mean and median KAP scores after counseling and the impacts of counseling was found to be statistically significant (p = <0.001). Conclusion Counseling had a positive impact on knowledge, attitude and practice of pregnant women towards medication and thus it could be considered a suitable method to encourage safe medication during pregnancy

Socio-economic assessment on maize production and adoption of open pollinated improved varieties in Dang, Nepal

Research was conducted from February to May, 2017 for socioeconomic assessment on maize production and adoption of open pollinated improved maize varieties in Dang district of Nepal. Altogether, 100 samples were taken by simple random sampling from the major maize growing areas and relevant publications were reviewed. Focal Group Discussion and Key Informant Survey were also done. Descriptive statistics, unpaired t-test, probit regression and indexing were used for data analysis using statistical tools- SPSS, STATA and MS-Excel. Probit econometric model revealed that ethnicity (1% level), gender (5% level), area under open pollinated improved maize (1% level), seed source dummy (1 % level) and number of visits by farmers to agrovet (5% level) significantly determined the adoption of open pollinated improved maize varieties. In addition, unpaired t-test revealed that the productivity of open pollinated improved maize varieties was significantly higher (at 1% level) than local; also, the multinational companies' hybrids showed significantly higher productivity (at 1% level) when compared to open pollinated improved varieties. Furthermore, indexing identified- lack of availability of quality seeds and fertilizers (I= 0.86) as the major problem associated with the maize production. Giving aggressive subsidy on open pollinated improved seeds and dealership to registered agrovets for selling the subsidy seeds could enhance the adoption. Moreover, government organizations working in the areas of agricultural extension and research must focus on adoption of open pollinated improved maize varieties among the farmers, substituting the local and developing the high yielding hybrid varieties in Nepal to increase the maize productivity