Indian Banking Industry: Challenges and Opportunities

The banking industry in India has a huge canvas of history, which covers the traditional banking Practices from the time of Britishers to the reforms period, nationalization to privatization of banks and now increasing numbers of foreign banks in India. Therefore, Banking in India has been through a long journey. Banking industry in India has also achieved a new height with the changing times. The use of technology has brought a revolution in the working style of the banks. Nevertheless, the fundamental aspects of banking i.e. trust and the confidence of the people on the institution remain the same. The majority of the banks are still successful in keeping with the confidence of the shareholders as well as other stakeholders. However, with the changing dynamics of banking business brings new kind of risk exposure.In this paper an attempt has been made to identify the general sentiments, challenges and opportunities for the Indian Banking Industry. This article is divided in three parts. First part includes the introduction and general scenario of Indian banking industry. The second part discusses the various challenges and opportunities faced by Indian banking industry. Third part concludes that urgent emphasis is required on the Indian banking product and marketing strategies in order to get sustainable competitive edge over the intense competition from national and global banks.This article is a small seed to existing branch of knowledge in banking industry and is useful for bankers, strategist, policy makers and researchers

Management Information Systems and Decision Making Process: (Roles, Review, and Recommendations)

Management Information Systems is described and analysed in light of its capability for decision making. Decision making process and its impact on top level management in a business organization is explained with an emphasis on automated decision making. Limitations and challenges of MIS are discussed and a set of six recommendations proposed for increasing the effectiveness of MIS in the decision making proces

Gastroprotective Effect of Rubia cordifolia Linn. on Aspirin Plus Pylorus-Ligated Ulcer

The present study was designed to investigate the effect of Rubia cordifolia (Rubiaceae) against experimentally induced gastric ulcer and compare activity with its fractions by employing aspirin plus pylorus-ligated ulcer screening model in Wistar rats. Total acidity, volume of gastric acid secretion, total acid output, and pepsin activity show significant reduction, when compared with the control group. The present study confirmed that chloroform fraction showed the significant activity at lower doses compared to parent extract. The mechanism can be attributed to decrease in gastric acid secretary activity along with strengthening of mucosal defensive mechanism by prostaglandin synthesis and antioxidant potential

Antiallergic and anti-inflammatory properties of methanolic extract of stem bark of <i>Ailanthus excelsa</i> Roxb.

The aim of the present study was to determine the antiallergic and anti-inflammatory properties of the methanolic extract from stem bark of Ailanthus excelsa Roxb (AEME). Herbal medicines are assuming greater importance in the primary health care of individuals and communities in many developed as well as developing countries and there has been an increase in international trade in herbal medicines. Ailanthus excelsa Roxb. is a tree belonging to family Simarubaceae, indigenous to central and southern India, commonly known as a plant of Heaven. In Indian system of medicine A. excelsa is used in the treatment of asthma, bronchitis, cough, cold, pain and inflammation. AEME was evaluated by using passive paw anaphylaxis, mast cell degranulation, bronchoalveolar lavage and histopathology of lungs in rat models. Dose response studies of AEME were conducted at 100, 200 and 400 mg kg-1 p.o., showing significant reduction in sign and severity of symptoms. The results reveals that AEME showed antiallergic and anti-inflammatory potential.Colegio de Farmacéuticos de la Provincia de Buenos Aire