Predatory Profiling: The Role of Race and Ethnicity in the Location of Payday Lenders in California

In California and elsewhere, African Americans and Latinos make up a disproportionate share of payday loan borrowers. CRL's analysis reveals that the racial and ethnic composition of a neighborhood is the primary predictor of payday lending locations, while playing a very minimal role in explaining the variation in the location of bank branches. As a result, payday lending storefronts are most heavily concentrated in African American and Latino communities. By contrast, the location of mainstream financial service providers such as banks can be largely explained by supply and demand factors such as the presenceof retail space

Water Quality Sampling, Analysis and Annual Load Determinations for TSS, Nitrogen and Phosphorus at the Washington County Road 195 Bridge on the West Fork of the White River

A water quality sampling station was installed at the Washington County road 195 bridge on the West Fork of the White River just above the confluence of the three main forks of the Upper White River in December 2001. The Quality Assurance Project Plan (QAPP) was approved by EPA Region six on March 2002 and sampling was begun at that time. This station is coordinated with a USGS gauging station at the same location. This station was instrumented to collect samples at sufficient intervals across the hydrograph to accurately estimate the flux of total suspended solids, nitrogen and phosphorus into the upper end of Beaver Lake from the West Fork of the White River. The West Fork is listed on Arkansas\u27 1998 303d list as impaired from sediment. The Upper White was designated as the states highest priority watershed in the 1999 Unified Watershed Assessment. Accurate determination of stream nutrients and sediment is critical for future determinations of TMDLs, effectiveness of best management practices and trends in water quality

Mrs. Florence Mante\u27s Amazing Grace School

Mrs. Florence Mante’s Amazing Grace School is the story of both Mama Florence and the children that she has dedicated her life to. Mrs. Florence Mante is the Ghanaian cofounder of the Amazing Grace Preparatory School. The West African school is committed to developing African leaders and ending the cycles of poverty in the village of Kodiekrom. My thesis focuses on using interview-driven artwork and collaborative storytelling to depict the unique challenges and triumphs of Mama Florence’s life in Ghana. Digital illustrations, a narration from Mama Florence, and music take the viewer on her deeply compelling journey, raising awareness for her mission

An Evaluation of the Early Entrance Program in the Highline School District King County, Washington

This study is an attempt to detetermine whether or not the early entrance program as conducted by the Highline School District, King County, Washington, is achieving its purpose of selecting students who will profit from early admission

An examination of school leaders\u27 preferences for teacher applicant characteristics.

Teachers are important to student achievement. The selection of teachers in most schools in the United States is the responsibility of the principal. This study examined preferences of school leaders for teacher applicant characteristics. An exploratory factor analysis of the results (N = 209) of the Preferred Teacher Applicant Characteristics Survey (PTACS) determined four underlying dimension of the PTACS instrument: personal characteristics, professional characteristics, ancillary characteristics, and demographic characteristics. These became the dependent variable in a series of linear multiple regression analyses to examine the relationship between a school’s characteristics – poverty, school performance category, average teacher experience, and the school leader’s age, gender, current role and years in current role – and a school leader’ preferences for teacher applicant characteristics. Study results indicated a significant positive change in a school leader’s preference for personal teacher applicant characteristics for female school leaders as compared to male school leaders

Quality Assurance for Clinical fMRI

The functional MRI (fMRI) procedure has several sources of variance that determine the success of the examination. These include the scanner, patient, and paradigm. As blood oxygenation level dependent (BOLD) contrast is a small effect, high signal‐to‐noise performance is mandatory. Because the preparation of a functional activation map requires averaging multiple images over time, the scanner must produce high temporal stability of the signal intensity. This unit presents the for achieving scanner stability. There are many determinants of such performance but not all possibilities need to be checked separately. An adequate approach has been to verify total system performance under the conditions of a functional MRI study on a phantom. This testing is done daily prior to patient studies.Peer Reviewedhttps://deepblue.lib.umich.edu/bitstream/2027.42/145361/1/cpmia0602.pd