1 research outputs found
Metodolog铆a para medir los efectos de la aplicaci贸n de est谩ndares sobre la industria de los medios de pagos en el mercado chileno
Cada vez juegan un rol m谩s relevante en nuestra vida las tecnolog铆as de informaci贸n, desde nuestros hogares hasta las empresas y gobiernos acceden a grandes vol煤menes de datos e informaci贸n, las comunicaciones ya no tienen impedimentos de distancias, un comprador y un vendedor puede estar en cualquier lugar, un producto que es adquirido en un comercio en Santiago a trav茅s de un medio de pago (tarjeta de cr茅dito) en menos de un segundo la transacci贸n va desde Chile a solicitar autorizaci贸n en Singapur para ser aprobada. En la sociedad tanto oferentes como demandantes cuentan con informaci贸n disponible en l铆nea para la toma de decisiones. Existe una mayor apertura e integraci贸n econ贸mica iniciada con las redes comerciales, donde existen enfoques regionales y multilateral, que han impulsado la apertura del comercio y la integraci贸n econ贸mica. Son m煤ltiples los tratados de libre comercio que apoyan al desarrollo econ贸mico, donde las crisis mundiales han afectado tanto las econom铆as como el transporte, considerando que en el comercio internacional cerca del 90% se desarrolla a trav茅s de los puertos, es importante identificar relaciones entre el desarrollo de los medios de pago y el comercio electr贸nico a trav茅s de los puertos. Nuestra investigaci贸n busca integrar tanto aspectos de investigaci贸n cient铆fica como como investigaci贸n aplicada, de modo que sea un aporte al d铆a a d铆a de empresas en el sector de los medios de pago en Chile y quienes dise帽an y definen la aplicaci贸n de normas y est谩ndares.
Esta tesis plantea una metodol贸gica para analizar las relaciones entre la aplicaci贸n de est谩ndares y sus efectos en la industria de los medios de pago en Chile. Este trabajo de investigaci贸n nos permitir谩 identificar entorno, variables que intervienen y evoluci贸n del mercado de los medios de pago, a trav茅s de un relevamiento del estado del arte de los medios de Pago en la industria Bancaria chilena. Buscaremos en el mercado de los medios de pago en la industria Chilena - sector Bancario, relaciones entre la aplicaci贸n de est谩ndares y sus efectos en los vol煤menes transaccionales, analizaremos las tendencias de los medios de pago y el desarrollo comercial del Puerto de Valpara铆so.
Se busca a trav茅s de esta metodol贸gica poder mejorar la toma de decisiones en la industria de los medios de pago en Chile con una mejor gesti贸n y uso de recursos.
Every day information technology plays a greater role in our lives, from our homes to businesses, to how governments access large volumes of data and information. Communication is no longer hindered by distances, as a buyer and seller can be anywhere. A product that is purchased in a shop in Santiago through a payment option (credit card) in less than a second, a transaction will request authorization from Chile to Singapore to be approved. In this society both buyers and sellers have access to online information that is available for decision making. There is greater openness and economic integration that has begun within the commercial networks, in which there are regional and multilateral approaches that has helped expand trade and economic integration. Likewise, there are numerous free trade agreements that support economic development; however, the global crisis has affected economies like transportation. In regards to international commerce about 90% is developed through the ports, considering that the former is important to identify the relationships between the development of the payment options and e-commerce at the ports. Our research aims to integrate both the scientific research and applied research aspects, so that this will be a contribution to the day to day business for the payment options in Chile, and for those who design and define the application of norms and standards. This thesis offers a methodology to analyze the relationships between the application of standards and its affects in the industry of payment options in Chile. This research will allow us to identify the environmental variables that intervene and evolve the market of the payment options, through the analysis of the state of the art in the payment options in the Chilean Banking industry. In the market of the payment industry options we have looked specifically at the Chilean Banking industry and the relationship between the application of standards and their impact on transaction volumes. In addition, there has been an analysis of the activity of the payment options and wire transfers in the maritime industry in Valpara铆so in order to define the feasibility of a model that allows us to relate these effects in these markets and the application of standards. We have searched the Chilean banking industry for the relationships between the application of standards and its effect on transaction volumes, in order to analyze the trends in the payment options and the commercial development at the Port of Valparaiso.
Therefore, through the use of this methodology we look to be able to make better decisions in the payment options industry in Chile, with better management and use of the resources