Alentejo (o) Companhia de Seguros (1918-1978)

Breve nota histórica sobre a companhia de seguros «O Alentejo», fundada em Elvas em 1918 com um capital social de 800 contos = Brief historical note about the insurance company «O Alentejo» established in Elvas in 1918 having 800 contos of capital stock

User adoption of a CRM-based information system within a financial services organisation: An empirical analysis

Financial Services firms require processes and systems which can support and maintain customer-related information for the purposes of core business-focussed activity. Specifically within the investment banking sector, the importance and criticality of such customer information underpins the firm’s ability to transact sales, trading and other advisory-based services in an efficient and relevant manner. The design and development of Customer Relationship Management (CRM) systems to address the given external vs. internal customer information touchpoints, therefore provides a vital link between financial services professionals, client data and business processes. In doing so, the input of CRM user requirements is a key step in deriving benefit from such a technology solution. This paper henceforth identifies and details user requirements and experiences of such an information system within a case study company and highlights pertinent issues for the adoption of such systems within the given secto

Standard Oil Company: o nascimento da indústria moderna

Pretende traçar um panorama a respeito da nova fase de desenvolvimento em que se encontrava o capitalismo em meados do século XIX. Nele será demonstrado a transição do capitalismo liberal para o monopolista. pretende-se situar os leitores no contexto econômico e social no qual se deu o processo de industrialização nos Estados Unidos, que desencadeou no surgimento da empresa moderna. Traçadas as condicionantes internas e externas ao surgimento, desenvolvimento e decadência da Standard Oil, serão apresentadas as estratégias adotadas pela Standard Oil que permitiram a formação de um caso único e talvez um dos mais icônicos da história do capitalismo

Enter Business as a Secretary

Pamphlet written to sell prospective female students on the strengths of the secretarial program at Bryant. Includes lengthy section entitled These Employers Know Bryant College, listing companies throughout the country who presumably hired Bryant students in the past

Toward a New Definition of Pro Bono

Every day, nonprofit groups around the country are meeting a wide variety of community needs, often with volunteer and corporate philanthropic assistance. Yet while these organizations are doing important and innovative work, they often cannot take their ideas to scale, in part because they lack the professional skills needed to operate as efficiently as possible, or to successfully plan for their growth. To help rectify this situation, The President's Council on Service and Civic Participation, together with several key private and government partners, convened The Summit on Corporate Volunteerism in February 2008. Toward a New Definition of Probono, produced out of this summit, makes the case for utilizing probono volunteer services

No Profit without People: Personnel Policy in Glasshouse Horticulture

Crop Production/Industries, Labor and Human Capital,

Monopoly, non-linear pricing, and imperfect information: a reconsideration of the insurance market

I reconsider Stiglitz's (1977) problem of monopolistic insurance with a continuum of types. Using a suitable transformation of control variables I obtain an analytical characterization of the optimal insurance policies. Closed form solutions and comparative statics results for special cases are provided

Opening the Doorway to Sucess

The illustrations in this booklet will give some idea of the classroom discussions, the athletics, the student activites, publications and associations which enliven and enrich the experience of every member of the college

An assessment of residents’ and fellows’ personal finance literacy: An unmet medical education need

Objectives: This study aimed to assess residents' and fellows' knowledge of finance principles that may affect their personal financial health. Methods: A cross-sectional, anonymous, web-based survey was administered to a convenience sample of residents and fellows at two academic medical centers. Respondents answered 20 questions on personal finance and 28 questions about their own financial planning, attitudes, and debt. Questions regarding satisfaction with one's financial condition and investment-risk tolerance used a 10-point Likert scale (1=lowest, 10=highest). Of 2,010 trainees, 422 (21%) responded (median age 30 years; interquartile range, 28-33). Results: The mean quiz score was 52.0% (SD = 19.1). Of 299 (71%) respondents with student loan debt, 144 (48%) owed over $200,000. Many respondents had other debt, including 86 (21$25,000. Respondents' mean satisfaction with their current personal financial condition was 4.8 (SD = 2.5) and investment-risk tolerance was 5.3 (SD = 2.3). Indebted trainees reported lower satisfaction than trainees without debt (4.4 vs. 6.2, F (1,419) = 41.57, p < .001). Knowledge was moderately correlated with investment-risk tolerance (r=0.41, p < .001), and weakly correlated with satisfaction with financial status (r=0.23, p < .001). Conclusions: Residents and fellows had low financial literacy and investment-risk tolerance, high debt, and deficits in their financial preparedness. Adding personal financial education to the medical education curriculum would benefit trainees. Providing education in areas such as budgeting, estate planning, investment strategies, and retirement planning early in training can offer significant long-term benefits.Open access journalThis item from the UA Faculty Publications collection is made available by the University of Arizona with support from the University of Arizona Libraries. If you have questions, please contact us at [email protected]

Company offenders, can we control them? : a look at the Commercial Affairs Division : a thesis presented in partial fulfilment of the requirements for the degree of Master of Business Studies in Accounting and Finance at Massey University

In July 1984, the Securities Commission published their Report which reviewed the effectiveness of the resources that were available for corporate fraud investigations. The Government's response to the public's concern regarding corporate crime was to allocate additional resources to the Commercial Affairs Division of the Department of Justice, and confirm that the investigation, detection and prosecution of criminal offences by companies should continue to be "the shared responsibility" of the Police, and the Commercial Affairs Division. The injection of the additional resources to combat corporate crime is in danger of being viewed as a "political sop" by the public, if these resources are not effectively deployed. This study attempts to address this question by reviewing the structure and operational capability of the Commercial Affairs Division, with particular regard to its effectiveness to provide measures to monitor and regulate company offenders. A secondary aim was to ascertain what the concept of shared responsibility means to the investigative officers, and how it operates in practice. It was also envisaged that the study could establish a base for further research by providing the mechanism for a "before" and "after" comparison. A detailed descriptive analysis of the role, function, structure and legal authority of the Commercial Affairs Division was undertaken. Two questionnaires were developed. The first was directed at the investigative officers to provide information on the operational capability of the Division to combat corporate crime. The second questionnaire was directed at the controlling officer of each of the district offices to ascertain the effectiveness of the Division in terms of the number of complaints, follow-up investigations, and prosecutions. The concept of shared responsibility was dealt with by a three-pronged approach. The originators of the term were interviewed to establish what they meant by this concept and how it "should" operate. The official head of the Commercial Affairs Division was then interviewed in respect of how the concept was "thought" to operate, and finally the investigative officers themselves were surveyed as part of the questionnaire, to find out how it "did" operate. The results of the questionnaire survey revealed that the operating capability of the. investigative officers was seriously inhibited by internal problems such as lack of staff, lack of training, and a lack of resources generally. As a result of the magnitude of these inhibiting factors it was difficult to establish a clear cut finding beyond this. As you would expect, the above problems also seriously undermined the effectiveness of the Division in terms of completed investigations and prosecutions. The study found that the perceptions held by the originator's and the official head, on how the concept of shared responsibility should operate bears very little resemblance to reality. It was concluded that at the present time the Commercial Affairs Division has serious internal problems that were hindering the effective monitoring and regulating of company offenders