Overpayments and the Return to Work: A Practical Guide for Benefits Planners and Advocates. NY Makes Work Pay Policy to Practice Brief #6

This article will describe: how overpayments occur; SSA’s notice requirements when they advise recipients of alleged overpayments; how the beneficiary or advocate submits a request for reconsideration or waiver; how to avoid overpayments through timely reporting of income and other events; tips for evaluating the merits of a potential request for reconsideration or waiver; and how to establish the right to a waiver where “without fault” and “hardship” must be shown

A status report on the analysis of the NOAA-9 SBUV/2 sweep mode solar irradiance data

Monitoring of the near ultraviolet (UV) solar irradiance is important because the solar UV radiation is the primary energy source in the upper atmosphere. The solar irradiance at wavelengths shortward of roughly 300 nm heats the stratosphere via photodissociation of ozone in the Hartley bands. Shortward of 242 nm the solar UV flux photodissociates O2, which is then available for ozone formation. Upper stratosphere ozone variations coincident with UV solar rotational modulation have been previously reported (Gille et al., 1984). Clearly, short and long term solar irradiance observations are necessary to separate solar-forced ozone variations from anthropogenic changes. The SBUV/2 instrument onboard the NOAA-9 spacecraft has made daily measurements of the solar spectral irradiance at approximately 0.15 nm intervals in the wavelength region 160-405 nm at 1 nm resolution since March 1985. These data are not needed to determine the terrestrial ozone overburden or altitude profile, and hence are not utilized in the NOAA Operational Ozone Product System (OOPS). Therefore, assisted by the ST System Corporation, NASA has developed a scientific software system to process the solar sweep mode data from the NOAA-9 instrument. This software will also be used to process the sweep mode solar irradiance data from the NOAA-11 and later SBUV/2 instruments. An overview of the software system and a brief discussion of analysis findings to date are provided. Several outstanding concerns/problems are also presented

Ten Years of Solar Change as Monitored by SBUV and SBUV/2

Observations of the Sun by the Solar Backscatter Ultraviolet (SBUV) instrument aboard Nimbus 7 and the SBUV/2 instrument aboard NOAA-9 reveal variations in the solar irradiance from 1978, to 1988. The maximum to minimum solar change estimated from the Heath and Schlesinger Mg index and wavelength scaling factors is about 4 percent from 210 to 260 nm and 8 percent for 180 to 210 nm; direct measurements of the solar change give values of 1 to 3 percent and 5 to 7 percent, respectively, for the same wavelength range. Solar irradiances were high from the start of observations, late in 1978, until 1983, declined until early 1985, remained approximately constant until mid-1987, and then began to rise. Peak-to-peak 27-day rotational modulation amplitudes were as large as 6 percent at solar maximum and 1 to 2 percent at solar minimum. During occasional intervals of the 1979 to 1983 maximum and again during 1988, the dominant rotational modulation period was 13.5 days. Measurements near 200 to 205 nm show the same rotational modulation behavior but cannot be used to track long-term changes in the Sun because of uncertainties in the characterization of long-term instrument sensitivity changes

Nimbus-7 Scanning Multichannel Microwave Radiometer (SMMR) PARM tape user's guide

The Scanning Multichannel Microwave Radiometer (SMMR) instrument, onboard the Nimbus-7 spacecraft, collected data from Oct. 1978 until Jun. 1986. The data were processed to physical parameter level products. Geophysical parameters retrieved include the following: sea-surface temperatures, sea-surface windspeed, total column water vapor, and sea-ice parameters. These products are stored on PARM-LO, PARM-SS, and PARM-30 tapes. The geophysical parameter retrieval algorithms and the quality of these products are described for the period between Nov. 1978 and Oct 1985. Additionally, data formats and data availability are included

Nimbus 7 solar backscatter ultraviolet (SBUV) ozone products user's guide

Three ozone tape products from the Solar Backscatter Ultraviolet (SBUV) experiment aboard Nimbus 7 were archived at the National Space Science Data Center. The experiment measures the fraction of incoming radiation backscattered by the Earth's atmosphere at 12 wavelengths. In-flight measurements were used to monitor changes in the instrument sensitivity. Total column ozone is derived by comparing the measurements with calculations of what would be measured for different total ozone amounts. The altitude distribution is retrieved using an optimum statistical technique for the inversion. The estimated initial error in the absolute scale for total ozone is 2 percent, with a 3 percent drift over 8 years. The profile error depends on latitude and height, smallest at 3 to 10 mbar; the drift increases with increasing altitude. Three tape products are described. The High Density SBUV (HDSBUV) tape contains the final derived products - the total ozone and the vertical ozone profile - as well as much detailed diagnostic information generated during the retrieval process. The Compressed Ozone (CPOZ) tape contains only that subset of HDSBUV information, including total ozone and ozone profiles, considered most useful for scientific studies. The Zonal Means Tape (ZMT) contains daily, weekly, monthly and quarterly averages of the derived quantities over 10 deg latitude zones

Calculation of the properties of the rotational bands of 155,157^{155,157}Gd

We reexamine the long-standing problem of the microscopic derivation of a particle-core coupling model. We base our research on the Klein-Kerman approach, as amended by D\"onau and Frauendorf. We describe the formalism to calculate energy spectra and transition strengths in some detail. We apply our formalism to the rotational nuclei $^{155,157}$Gd, where recent experimental data requires an explanation. We find no clear evidence of a need for Coriolis attenuation.Comment: 27 pages, 13 uuencoded postscript figures. Uses epsf.st

Religiosity and corporate risk-taking: evidence from Italy

This study investigates the impact of local culture, as measured by religiosity, on corporate risk-taking, based on a sample of 155 Italian listed firms, involving 2,382 firm-year observations over the study period 2000–2016. The empirical estimation results suggest a statistically significant negative relationship between corporate risk-taking and religiosity, i.e., greater religiosity reduces corporate risk-taking behavior. Overall, these results are consistent with the empirical literature dealing with other nations on the relationship between corporate decisions and social values (local culture). Finally, the findings are robust to alternative empirical specifications

Stability and Representation Dependence of the Quantum Skyrmion

A constructive realization of Skyrme's conjecture that an effective pion mass ``may arise as a self consistent quantal effect'' based on an ab initio quantum treatment of the Skyrme model is presented. In this quantum mechanical Skyrme model the spectrum of states with $I=J$, which appears in the collective quantization, terminates without any infinite tower of unphysical states. The termination point depends on the model parameters and the dimension of the SU(2) representation. Representations, in which the nucleon and $\Delta_{33}$ resonance are the only stable states, exist. The model is developed for both irreducible and reducible representations of general dimension. States with spin larger than 1/2 are shown to be deformed. The representation dependence of the baryon observables is illustrated numerically.Comment: 19 pages, Late

Foundations of self-consistent particle-rotor models and of self-consistent cranking models

The Kerman-Klein formulation of the equations of motion for a nuclear shell model and its associated variational principle are reviewed briefly. It is then applied to the derivation of the self-consistent particle-rotor model and of the self-consistent cranking model, for both axially symmetric and triaxial nuclei. Two derivations of the particle-rotor model are given. One of these is of a form that lends itself to an expansion of the result in powers of the ratio of single-particle angular momentum to collective angular momentum, that is essentual to reach the cranking limit. The derivation also requires a distinct, angular-momentum violating, step. The structure of the result implies the possibility of tilted-axis cranking for the axial case and full three-dimensional cranking for the triaxial one. The final equations remain number conserving. In an appendix, the Kerman-Klein method is developed in more detail, and the outlines of several algorithms for obtaining solutions of the associated non-linear formalism are suggested.Comment: 29 page

Do Black-Owned Banks Substitute for Payday Lenders? An Exploratory Study

The annualized interest rate charged on payday loans can reach 1,950 percent, whereas similar rates charged by banks are typically less than 25 percent. Also, persons borrowing from payday lenders and paying the higher interest rates are disproportionately lower-income Blacks. This provides an incentive for Blacks seeking loans to turn to banks rather than payday lenders. This may be more likely to happen when there are Black-owned banks in communities with greater percentages of Blacks. Indeed, offices of such banks may substitute for payday loan stores, providing a greater opportunity for Blacks to avoid the higher interest rates associated with payday lenders. We hypothesize that to the extent Black-owned banks substitute for payday there is a greater opportunity for lower-income Blacks to substitute/switch firms and thereby seek lower-cost loans. We do find that there are significantly fewer payday loan stores in counties where there are more Black bank offices