THE EFFECT OF INTERSTATE BANKING ON FARM LENDER MARKET SHARES IN NEW YORK STATE

Commercial bank loans to New York farmers are significantly overestimated in the reported USDA statistics due to out-of-state lending and reporting of some agribusiness loans as agricultural loans by New York State banks. Correcting for this distortion lowers the 1978-84 average New York agricultural credit market share held by banks from 36 to 24 percent. As deregulation allows more interstate banking activity, the overestimate of agricultural loan volume in states with money center banks and the corresponding underestimate of loan levels and market shares in nonmoney center states could cause increased distortion of state level farm debt statistics.Agricultural Finance,

Spin-singlet Gaffnian wave function for fractional quantum Hall systems

We characterize in detail a wave function conceivable in fractional quantum Hall systems where a spin or equivalent degree of freedom is present. This wave function combines the properties of two previously proposed quantum Hall wave functions, namely the non-Abelian spin-singlet state and the nonunitary Gaffnian wave function. This is a spin-singlet generalization of the spin-polarized Gaffnian, which we call the "spin-singlet Gaffnian" (SSG). In this paper we present evidence demonstrating that the SSG corresponds to the ground state of a certain local Hamiltonian, which we explicitly construct, and, further, we provide a relatively simple analytic expression for the unique ground-state wave functions, which we define as the zero energy eigenstates of that local Hamiltonian. In addition, we have determined a certain nonunitary, rational conformal field theory which provides an underlying description of the SSG and we thus conclude that the SSG is ungapped in the thermodynamic limit. In order to verify our construction, we implement two recently proposed techniques for the analysis of fractional quantum Hall trial states: The "spin dressed squeezing algorithm", and the "generalized Pauli principle".Comment: 15 pages, 2 figures. Version 3 fixes a typographical error in the Hamiltonian, Eq 3. Version 2 incorporates referee and editorial suggestions. The original title "Putting a Spin on the Gaffnian" was deemed to be too inappropriate for PR

Self-localized impurities embedded in a one dimensional Bose-Einstein condensate and their quantum fluctuations

We consider the self-localization of neutral impurity atoms in a Bose-Einstein condensate in a 1D model. Within the strong coupling approach, we show that the self-localized state exhibits parametric soliton behavior. The corresponding stationary states are analogous to the solitons of non-linear optics and to the solitonic solutions of the Schroedinger-Newton equation (which appears in models that consider the connection between quantum mechanics and gravitation). In addition, we present a Bogoliubov-de-Gennes formalism to describe the quantum fluctuations around the product state of the strong coupling description. Our fluctuation calculations yield the excitation spectrum and reveal considerable corrections to the strong coupling description. The knowledge of the spectrum allows a spectroscopic detection of the impurity self-localization phenomenon.Comment: 7 pages, 5 figure

The Young Man\u27s Friend (Part Two)

The Young Man\u27s Friend contains, ...admonitions for the erring; counsel for the tempted; encouragement for the desponding; hope for the fallen. The book was developed out of lectures to a congregation of young men, and is intended to, ...lead the reader to cultivate the old Puritan integrity. In this second part of the book, Eddy discusses the negative effects of gambling and alcohol use, particularly their effects on family life. Eddy also discusses religious topics, including that even sins that are hidden are known to God, and that the Bible is the perfect guide and the product of divine revelation.https://openworks.wooster.edu/motherhomeheaven/1047/thumbnail.jp

The Young Man\u27s Friend (Part One)

The Young Man\u27s Friend contains, ...admonitions for the erring; counsel for the tempted; encouragement for the desponding; hope for the fallen. The book was developed out of lectures to a congregation of young men, and is intended to, ...lead the reader to cultivate the old Puritan integrity. This first section of the book includes lectures on virtue as manliness, the advantages and disadvantages of youth, sources of success in life, innocent recreation including useful reading and music, dangerous recreation including the theater and dancing, and the dangers and unreliability of wealth and fame.https://openworks.wooster.edu/motherhomeheaven/1046/thumbnail.jp