Analysis of potential establishment of sharia public financing bank (BPRS) In Lebak Regency

This study aims to determine the feasibility of establishing a Sharia Rural Bank (BPRS) in Lebak Regency. The majority of the population in Lebak Regency is Muslim, but there is no BPRS. This study also aims to determine the most effective strategy for the establishment of a BPRS in Lebak Regency. The method chosen in this research is descriptive qualitative using the SWOT analysis tool. To determine the strategy, the results of the SWOT analysis are processed by the QSPM method. The results of the research on the IE matrix show that the  establishment of the BPRS in Lebak Regency is in cell I, which is growing and building. The strategic priority is to improve the image in society by emphasizing the principles of Islamic economics with a total value of 7, establishing the first BPRS in Lebak Regency with a value of 7, embracing local governments to participate in supporting the existence of Islamic banks with a total value of 7, and conducting education and outreach to the public. about Islamic banking with a total value of 7. This study concludes that Lebak Regency is worthy of establishing a Sharia Peoples Financing Bank

Analysis on the soundness Level of Shariah Commercial Banks Using RGEC During the Covid-19

This study aims to determine the soundness of Islamic Commercial Banks in Indonesia using the measurement method regulated in Bank Indonesia Regulation PBI No.13/1/PBI/2011, concerning the Assessment of Bank Soundness Levels using the RGEC method during the Covid-19 pandemic (2020). The assessment factors in the RGEC method are Risk Profile using credit risk (NPF ratio) and liquidity risk (FDR ratio), Earnings (ROA, ROE and BOPO ratio) and Capital (CAR ratio). This research is a quantitative descriptive using secondary data, namely published reports in the 2020 Annual Report. The research subjects used were 11 Islamic Commercial Banks. The sampling technique in this study used purposive sampling. The result of this study indicates that the level of the soundness of Islamic commercial banks in terms of the risk profile of the NPF ratio with the predicate healthy and FDR fairly healthy. Good corporate governance obtains an average healthy composite rating, in the earnings aspect, the healthy BOPO ratio, ROA and ROE ratio is in the composite rating of fairly healthy and the capital aspect is healthy and gets average composite rating of very healthy

Analysis on the Soundness Level of Shariah Commercial Banks Using RGEC During the Covid-19

This study aims to determine the soundness of Islamic Commercial Banks in Indonesia using the measurement method regulated in Bank Indonesia Regulation PBI No.13/1/PBI/2011, concerning the Assessment of Bank Soundness Levels using the RGEC method during the Covid-19 pandemic (2020). The assessment factors in the RGEC method are Risk Profile using credit risk (NPF ratio) and liquidity risk (FDR ratio), Earnings (ROA, ROE and BOPO ratio) and Capital (CAR ratio). This research is a quantitative descriptive using secondary data, namely published reports in the 2020 Annual Report. The research subjects used were 11 Islamic Commercial Banks. The sampling technique in this study used purposive sampling. The result of this study indicates that the level of the soundness of Islamic commercial banks in terms of the risk profile of the NPF ratio with the predicate healthy and FDR fairly healthy. Good corporate governance obtains an average healthy composite rating, in the earnings aspect, the healthy BOPO ratio, ROA and ROE ratio is in the composite rating of fairly healthy and the capital aspect is healthy and gets average composite rating of very healthy