An Exploration of the Characteristic of Small Loan Companies in the Chinese Credit Market

Abstract: The small loan company is an emergent novelty for the Chinese credit market. The basic function of it is the financial intermediary which provides important services to some private sectors of the China economy. But as a new-born business, there are no systematic research on it and lack of effective supervision as well. This study investigates the features of financial service constitution, time distribution, risk management and earning capacity of small loan company. The results indicate it will continue to play an important role in China credit-system. Key words: Characteristic; Small loan companies; Chinese credit marke

Biogeochemistry of dimethylsulfide in the South China Sea

The distribution of dimethylsulfide (DMS) was studied in surface seawater and vertical profiles at nineteen stations in the Nansha Islands sea area of the South China Sea. The concentrations of DMS in surface-layer (0-1 m) seawater vary from 64 to 140 ng S/L with high values found in the productive regions, in agreement with the horizontal distribution of chlorophyll a. The vertical profiles of DMS show a single peak shape with maximum concentrations occurring at depths between 30-75 m. The DMS concentrations are correlated with chlorophyll a levels both in the upper 20 m of seawater as well as in vertical profiles. A clear diel variation in DMS concentration is observed at the 50-m water layer at a fixed station with the highest DMS concentration found in the late afternoon. The DMS concentrations are associated with environmental factors such as seawater temperature, dissolved O2 and nutrient contents. Although DMS is correlated to chlorophyll a, the phytoplankton species is a major factor responsible for the obviously higher DMS concentration than expected from the phytoplankton biomass in this sea area. The sea-to-air flux of DMS from this sea area is calculated to be 7.6 µmol m-2 d-1