Analisis Efisiensi Teknis Dan Skala Ekonomi Industri Perbankan Syariah Di Indonesia

This study aimed to measure the extent of technical efficiency of Islamic banking industry, analyzingpotential improvements composition of input and output, determine the source of technical efficiency,and to know the position of economies of scale. The analysis technique used Data EnvelopmentAnalysis (DEA). The determination of input and output used the intermediation approach. The variablesinputs are namely deposits, fixed assets, labour costs, and outputs (financing). Sampling techniqueis purposive sampling. Sample size are 18 banks the period 2007-2010. The results showedthat the technical efficiency of Islamic banking industry experienced volatile growth, the averagetechnical was not efficient (inefficiency). The efficient scored are namely DKI Bank (2007), Bank ofEast Java (2007), Bank of West Kalimantan (2007), Permata Bank (2008-2009), and Bank of westJava (2010). The sources of technical inefficiency in the Indonesian Islamic banking industry wasfrom the input and output variables. The potential improvements should be done by the bank tooptimize the use of inefficient input for maximizing output. Technical efficiency value was dominatedby pure technical efficiency while low scale efficiency and economies of scale position of Islamicbanking industry in Indonesia. During the period of observation shows the constant Condition Returnto Scale (CRS) four banks, Decreasing Return to Scale (DRS).The condition of the banks IncreasingReturn to Scale (IRS) were 13 banks. This condition means that the increase in output will befollowed by lower costs

Analisis Perkembangan Fungsi Intermediasi Perbankan Syariah di Provinsi Jawa Timur Periode Triwulan III 2008 – Triwulan III 2009

The research purpose are to find out intermediation function development of Syariah Banking in East Java Province (Three Months Period III 2008 – Three Months Period III 2009) and projecting or finding the intermediation function development trend of Syariah Banking in East Java Province (Three Months Period III 2008 – Three Months Period III 2009). The research kind was descriptive statistic. From the fund data to economic sector in East Java, Syariah Banking have not given special attention in funding the largest four sector in East Java, they were PHR, hotel and restaurant, farm, industry, and transportation-communication. For projection or intermediation function development, in each three months period it was developed, and some of them decreasing, that was funding from economic sector. The sectors were industry, construction, trading, and transportation. But it was only projection since everything could be changed in time according to the economic flow happene