RISK, CHALLENGES AND OPPORTUNITIES: INSIGHTS FROM SMALL AND MEDIUM ENTERPRISES IN OMAN

This paper provides insights surrounding the challenges and opportunities of small and medium enterprises in Oman. Specifically, it plays up risk evaluation and credit supply as symbiotic players and as tools in propelling business productivity and sustainability. Qualitative approach has been used to elicit information, facts, trends and patterns to establish theories and beliefs as an input to the body of knowledge. Analysis presents that SMEs in Oman have been confronted both with numerous challenges and opportunities for which the author recommends government participation in bringing about financial support, sustainable programs and enabling public policies.  Article visualizations