La rentabilidad de las Cajas Municipales de Ahorro y Crédito - CMAC en el Perú, durante el quinquenio 2015-2019

La indagación se puso en obra con la pretensión de analizar los índices de rentabilidad que las cajas municipales de ahorro y crédito – CMACs presentan, durante el quinquenio 2015-2019, indicadores evaluados corresponden a las entidades que operan en el Perú, es un estudio aplicado diseñado bajo el paradigma no experimental, longitudinal de carácter descriptivo. La información se obtuvo de analizar la documentación contable (técnica), utilizando una guía para el análisis de tales documentos (instrumento), para ello se recurrió al portal web de la SBS (Superintendencia de Banca y Seguros), institución que regula y controla a las instituciones del ramo Banca, Seguros y Administración de Pensiones. La muestra lo determinó el investigador en concordancia con su propósito investigativo, lo que se cataloga como muestreo no probabilístico, utilizando los informes de 5 años (balances generales y estados de ganancias y pérdidas). Se observan márgenes utilidad bruta (mayor al 70%), operativa (mayor al 15%), neta (mayor al 8%), el rendimiento sobre los activos totales (mayor al 1.4%), y sobre el patrimonio (mayor al 11%); en conclusión, las CMCs en el país son rentables, pero se debe resaltar que hay ligeras disminuciones temporales, que exigirían otro estudio

Techno-Economic Energy Optimization of the Off-Grid Electrical System with Power to Gas Storage Technology

Renewable energy sources (RESs) have undeniable advantages over the recent years not only to supply electrical demand but also electrical demand. However, maximum use of the RES’s power has always been challenging as high penetration of the RESs as well as their intermittent nature might compromise the distribution networks power flow constraints. This paper proposes optimal energy operation of the off-grid distribution network  (DN) with participation of the power-to-gas (PtG) storage system. In this regard, PtG system is considered as an energy supplier in the DN. The natural gas generated by using PtG is applied to backup diesel generators for meeting demand at peak times. The objective functions in the system are modeled based on technical and economic modeling including minimize the operation cost and maximize the system reliability. The optimal energy operation in the two case studies is assumed considering non-participation and participation of the PtG system. To solving of the energy optimization, particle swarm optimization algorithm is proposed. Finally, proposed case studies under numerical simulation are implemented for validation of the participation of the PtG system

Techno-Economic Energy Optimization of the Off-Grid Electrical System with Power to Gas Storage Technology

Renewable energy sources (RESs) have undeniable advantages over the recent years not only to supply electrical demand but also electrical demand. However, maximum use of the RES’s power has always been challenging as high penetration of the RESs as well as their intermittent nature might compromise the distribution networks power flow constraints. This paper proposes optimal energy operation of the off-grid distribution network  (DN) with participation of the power-to-gas (PtG) storage system. In this regard, PtG system is considered as an energy supplier in the DN. The natural gas generated by using PtG is applied to backup diesel generators for meeting demand at peak times. The objective functions in the system are modeled based on technical and economic modeling including minimize the operation cost and maximize the system reliability. The optimal energy operation in the two case studies is assumed considering non-participation and participation of the PtG system. To solving of the energy optimization, particle swarm optimization algorithm is proposed. Finally, proposed case studies under numerical simulation are implemented for validation of the participation of the PtG system

Bioactive Compounds and Antioxidant Activity of Essential Oil of Species of the Genus Tagetes

This study investigated the bioactive compounds and antioxidant activity of the essential oil of two species of the genus Tagetes (Tagetes minuta L. and Tagetes elliptica Sm). The essential oil was obtained by steam distillation, and its extraction performance, relative density, refractive index, and solubility in ethanol (70% v/v) were determined. The chemical components were evaluated by gas chromatography coupled to mass spectrometry (GC-MS). Antioxidant activity was determined by the free radical 2,2-diphenyl-1-picrylhydrocyl (DPPH) method and the trapping capacity of the ABTS*+ radical cation. In the essential oils of the species Tagetes, it was possible to identify 26 chemical components for the species Tagetes elliptica Sm. and 16 for Tagetes minuta L., both species presented as main components monoterpenes (61%) and sesquiterpenes (44%). The compounds found were β-myrcene, trans-tagetone, β-trans-ocimene, and β-caryophyllene. Essential oils showed a variation in extraction yields and density. The refractive index was higher in the species Tagetes elliptica Sm., finding a high solubility in both species. A variation was found between 1.77 and 2.56 mg/mL of antioxidant activity by the DPPH method and 21.02–41.06 mg/mL for ABTS*+. The essential oils of the species Tagetes elliptica Sm.y and Tagetes minuta L. have bioactive components with antimicrobial and antioxidant potentialities for use for food preservatives

Bioactive Compounds and Sensory Analysis of Freeze-Dried Prickly Pear Fruits from an Inter-Andean Valley in Peru

Prickly pear fruits are seasonal and have shades ranging from pale green to deep purple. Their pigments are associated with bioactive compounds, being sensitive to thermal transformation processes for their conservation. The objective of this research was to evaluate the bioactive compounds and the sensory analysis of freeze-dried prickly pear fruits from an inter-Andean valley in Peru. The prickly pear fruits of the morada, anaranjada, and blanca ecotypes came from an inter-Andean valley in Peru at 2972 m altitude. The sliced fruits were freeze-dried at −40 °C and 0.25 mTorr, and the total polyphenol content (TPC), vitamin C, and antioxidant activity (AA) were determined, as well as the color L* a* b*, color index (CI*), FTIR spectra, and mineral content. In the same way, sensory analysis of preferences with nine scales was applied. It was observed that in the freeze-dried fruits, TPC, AA, and vitamin C increased significantly (p-value < 0.05), and their corresponding functional groups increased in intensity in their corresponding FTIR spectra; furthermore, trace elements such as Cu, Fe, Se, Zn, Si, and Mn were identified. On the other hand, freeze-drying provided deeper colors to the fruits, which most panelists said they “very much liked” during the sensory analysis, although the texture was not very well accepted, with most panelists reporting being “indifferent” towards it. The freeze-drying technique allows the bioactive and sensory attributes of prickly pear fruits from inter-Andean valleys to be preserved, making it a potential fruit for export and conservation due to its seasonality