Case Law Developments Addressing the Consequences of a Liability Insurer’s Breach of Its Duty to Defend

In pursuit of a greater understanding of this controversial subject, this article will: (1) explore the contract principles and public policy considerations that are implicated by an insurer’s breach of its defense duty; (2) consider recent case law addressing relevant issues; and (3) recommend a comprehensive approach that accommodates competing interests. Ultimately, the author concludes that in most circumstances an insurer that wrongfully disclaims its duty to defend should be precluded from raising defenses as to coverage in an action to indemnify the insured for monies paid out by the insured

The Legal Relationship Among a Reciprocal Insurer\u27s Subscribers, Advisory Committee and Attorney-in-Fact

The increase in the number and importance of reciprocals or inter-insurance exchanges has led to greater regulation of this form of insurer, which was once largely exempt from government oversight in many jurisdictions. Currently, jurisprudence varies among the states. Although the National Association of Insurance Commissioners (hereinafter “NAIC”) drafted the Reciprocal Attor- ney-in-Fact Model Act (hereinafter “Reciprocal Act”) to provide uniformity in the treatment of reciprocals, the Reciprocal Act is seriously flawed in the manner it treats the relative rights and duties of the advisory committee and of the attorney-in-fact, which respectively govern and administer the reciprocal. To achieve a greater understanding of inter-insurance exchanges, this article will discuss: (1) the nature of reciprocal insurance; (2) state regulation of reciprocals; (3) the role of subscribers, (4) the advisory committee, and (5) the attorney-in- fact; (6) practical aspects of the relationship between the attorney- in-fact and the advisory committee; and (7) conflicts between the advisory committee and the attorney in fact. This article will also advance general proposals to treat problems relating to reciprocals

Productivity and innovation in UK financial services: an intangible assets approach

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Globalization trends and regional development - dynamics of FDI and human capital flows

This is a post-peer-review, pre-copyedit version of an article published in [European Journal of Development Research]. The definitive publisher-authenticated version [European Journal of Development Research 26, 160-161 (January 2014)] is available online at: http://www.palgravejournals.com/ejdr/journal/v26/n1/full/ejdr201354a.htmlApparently rendered irrelevant by globalization, regions have been rediscovered as a force in economic and social development by both scholars and policymakers. Localized inter-personal ties and networks are seen as important resources (Woolcock and Narayan, 2000), and the local supply of entrepreneurs has emerged as a key determinant of future economic growth (Chatterji et al, 2013)

How much does the UK employ, spend and invest in design?

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Ni-induced Local Distortions in La₁.₈₅Sr₀.₁₅Cu\u3csub\u3e1-y\u3c/sub\u3eNi\u3csub\u3ey\u3c/sub\u3eO₄ and their Relevance to Tc Suppression

We present results from angular-resolved x-ray-absorption fine-structure (XAFS) measurements at the Ni, La, and Sr K edges of oriented powders of La1.85Sr0.15Cu1-yNiyO4, with y=0.01, 0.03, 0.06. A special magnetic alignment procedure allowed us to measure pure ĉ- and ab-oriented XAFS at the Ni K edge in identical fluorescence geometries. Both the x-ray-absorption near-edge structure and the XAFS unequivocally show that the NiO6 octahedra are contracted along the c axis by ≈0.32Å relative to CuO6 octahedra while the in-plane distances of NiO6 and CuO6 octahedra are the same within 0.01Å. The NiO6 octahedral contraction drives the average ĉ axis contraction measured by diffraction with increasing content of Ni. The local ĉ axis shows strong spatial fluctuations, due to the different NiO6 and CuO6 octahedral configurations and the stronger bonding of a La3+ ion than a Sr2+ ion to the O(2) apical oxygens of such octahedra. We discuss the relevance of these findings to the mechanisms of loss of superconductivity at y≈0.03 and hole localization above y≈0.05 by Ni dopants