Personal Financial Planning Education for Community College Students: Impact Evaluation

Tujuan dari penelitian ini adalah untuk menilai dampak dari pendidikan perencanaan keuangan pribadi pada pengetahuan, perilaku, dan keefektifan pribadi dalam pengelolaan keuangan. Secara statistik, Perubahan signifikan terjadi pada pengetahuan, perilaku, dan keefektifan pengelolaan keuangan terhadap mahasiswa, sebelum dan sesudah berpartisipasi dalam mata kuliah perencanaan keuangan. Penelitian ini juga menelusuri lebih jauh produk-produk keuangan yang dimilikimahasiswa atas nama pribadi, Perubahan kebiasaan mempergunakan uang dan Perubahan kebiasaan menabung, serta aktivitas perencanaan keuangan yang paling penting dilakukan setelah mengikuti mata kuliah perencanaan keuangan.Kata

Pengaruh Brand Awareness, Brand Association Dan Advertising Effectiveness Terhadap Keputusan Pembelian Produk Smartphone Samsung (Studi Kasus Mahasiswa S1 Universitas Diponegoro)

In the globalization era, smartphones industries are the most developed industry in Indonesia. This situation create business competition are increasingly competitive. One of the signs of market competitiveness can be seen in the last few years on how there's declining on market share and selling volume of Samsung Smartphone products in Indonesia. While the purpose of this research is to explain and elaborate the power of brand awareness, brand association and advertising effectiveness in influencing University of Diponegoro students decision to buy Samsung Smartphone products.The result of this research demonstrates that the variable of brand awareness have significant and positive impact toward purchasing decisions; the variable of brand association have significant and positive impact toward purchasing decisions and the variable of advertising effectiveness have significant and positive impact toward purchasing decisions.The conclusion from this research is that samsung's smartphone products are perceived well in all the three variables (brand awareness, brand association and advertising effectiveness). While suggestion that can be presented from this research is it's necessary for Samsung to build brand awareness and a better brand association if they want to mantain and gain their product sale in order to improve the company's image, thus making it easier for consumers in making purchasing decisions

DOMESTIC SOCIAL THOUGT ABOUT UNIQUENESS OF THE RUSSIAN MANAGERIAL ELITE

The assessments of well-known Russian sociologists and philosophers (P. A. Sorokin, P. B. Struve, M. O. Menshikov) of one of the important features of the historical formation and existence of the Russian administrative elite – its national diversity have been analysed. The main characteristics and alternative estimates given by thinkers to this social phenomenon have been revealed. It has been shown that the main object of their attention is the question of whether the multinational elite is able to provide a qualitative level of management? In this issue, the points of view differ, so M. O. Menshikov took a negative position. The means that contribute, from the point of view of P.A. Sorokin and P.B. Struve, to creative development and integration of the interests of all subjects of multinational Russian society have been revealed in the article

Model Pengukuran Tingkat Motivasi Dan Demotivasi Pekerja Proyek Konstruksi Di Surabaya

Hal yang dapat mempengaruhi tinggi rendahnya performa seorang pekerja proyek konstruksi adalah faktor motivasi dan demotivasi kerja. Dengan motivasi yang tinggi dapat memaksimalkan performa USAha kerja, sedangkan dengan demotivasi yang tinggi dapat menurunkan performa USAha kerja. Motivasi dan demotivasi dipengaruhi oleh banyak faktor, sehingga menyebabkan tidak adanya suatu standar yang dapat digunakan untuk mengukur dan membandingkan tingkat motivasi antara proyek konstruksi yang satu dengan yang lain. Penelitian ini bertujuan untuk membentuk model pengukuran tingkat motivasi dan demotivasi pekerja proyek kontruksi di Surabaya dengan menentukan nilai bobot untuk untuk masing-masing faktor dan sub faktornya. Pengumpulan data dilakukan dengan menyebarkan kuesioner kepada 120 pekerja dari tiga proyek konstruksi di Surabaya. Faktor motivasi yang memiliki bobot tertinggi adalah faktor pendapatan kerja yang memadai, sedangkan faktor demotivasi yang memiliki bobot tertinggi adalah faktor pendapatan kerja yang kurang memadai. Berdasarkan bobot masing-masing faktor dan sub faktor, dibentuk sebuah model pengukuran tingkat motivasi dan demotivasi pekerja proyek konstruksi di Surabaya. Pemodelan tersebut dapat digunakan untuk mengukur performa dari pekerja proyek konstruksi di Surabaya

Fluorine distribution during thermal treatment of sulfuric acid leaching products of complex beryllium raw materials at JSC UMP

X-ray diffraction, infrared spectroscopy, thermogravimetry and mass spectrometry were employed to study the behavior and distribution of fluorine in sulfuric acid treatment of the melt of beryl-bertrandite-phenakite-fluorite concentrates with alkali fluxes. It was established that fluorine in a solid phase is predominantly present in the form of sodium and calcium fluorosilicates and in a gaseous phase it is evolved in the form of silicon tetrafluoride and fluorosulfonic acid

Statins interfere with the attachment of S. cerevisiae mtDNA to the inner mitochondrial membrane

The 3-hydroxy-3-methylglutaryl-CoA reductase, a key enzyme of the mevalonate pathway for the synthesis of cholesterol in mammals (ergosterol in fungi), is inhibited by statins, a class of cholesterol lowering drugs. Indeed, statins are in a wide medical use, yet statins treatment could induce side effects as hepatotoxicity and myopathy in patients. We used Saccharomyces cerevisiae as a model to investigate the effects of statins on mitochondria. We demonstrate that statins are active in S.cerevisiae by lowering the ergosterol content in cells and interfering with the attachment of mitochondrial DNA to the inner mitochondrial membrane. Experiments on murine myoblasts confirmed these results in mammals. We propose that the instability of mitochondrial DNA is an early indirect target of statins

On the Stabilizing Effect of Surfactants Adsorption Layers

Cohesion forces in contacts of discrete spherical particles (having either hydrophilic or hydrophobic surface) were measured directly in aqueous or heptane solutions. It is shown that the stabilizing action of tensides in the hydrophobic particle system was brought about by a two-dimensional pressure of the adsorbed tenside which is easily removed · from the contact zone of the particle. The stabilizing action of tensides in the hydrophilic particle systems is a consequence of the formation of a mechanical barrier which has a high apparent strength due to the adsorbed layer on the solid surface