Body language, security and e-commerce

Security is becoming an increasingly more important concern both at the desktop level and at the network level. This article discusses several approaches to authenticating individuals through the use of biometric devices. While libraries might not implement such devices, they may appear in the near future of desktop computing, particularly for access to institutional computers or for access to sensitive information. Other approaches to computer security focus on protecting the contents of electronic transmissions and verification of individual users. After a brief overview of encryption technologies, the article examines public-key cryptography which is getting a lot of attention in the business world in what is called public key infrastructure. It also examines other efforts, such as IBM’s Cryptolope, the Secure Sockets Layer of Web browsers, and Digital Certificates and Signatures. Secure electronic transmissions are an important condition for conducting business on the Net. These business transactions are not limited to purchase orders, invoices, and contracts. This could become an important tool for information vendors and publishers to control access to the electronic resources they license. As license negotiators and contract administrators, librarians need to be aware of what is happening in these new technologies and the impact that will have on their operations

A Loss-Free Micropayment Protocol for Multimedia Services

A micropayment scheme is proposed to enable transactions of different denominations and to eliminate possibilities that either the vendor or the user in a payment system misbehaves to get illegal profit. The proposed offers a solution while keeping transactions efficient

Microcash: Efficient Off-Line Small Payments

An off-line electronic cash scheme is proposed that is suitable for small payments. The approach is innovative, in that each coin may be efficiently verified by the same or different merchants during payment. The scheme relies on a batch signature technique to efficiently sign and verify individually spent coins; coins may also be deposited in batch manner. The scheme outlined differs considerably from conventional micropayments schemes by servicing a number of cash-like properties, such as off-line processing, detection of double spent coins, and ability to spend at different merchants. Additionally, the scheme eliminates a number of processing overheads that are apparent to some existing micropayment schemes

Electronic commerce and networked libraries

This paper discusses about e-commerce, its origin, how networked libraries plays its role in e-commerce and its applications like electronic payment system through e-cash, cyber cash, smart cards etc. And what all are the problems in electronic payment systems, in India how e-commerce works and problems in Indian context etc

Cyber commerce for libraries

This paper discusses about the e-commerce, how E-commerce is influencing the structure of business dealings and supply chains. and it also discusses about web advertising. It gives an account of how e – commerce works in Libraries such as book stores . Amazon.com is an online book store offering a wide range of books at prices that are lower than those at retail book stores. The selected book can be ordered through the online order form. Payment can be made through credit card or when the books are delivered. It also discusses about the electronic payment system and the level of e-commerce in Indi

Micropayments as a form of market-based intellectual property protection

Thesis (M.S.)--Massachusetts Institute of Technology, Dept. of Electrical Engineering and Computer Science, 1997.Includes bibliographical references (p. 128-130).by Karl Sun.M.S

A Secure on-line credit card transaction method based on Kerberos Authentication protocol

Nowadays, electronic payment system is an essential part of modern business. Credit cards or debit cards have been widely used for on-site or remote transactions, greatly reducing the need for inconvenient cash transactions. However, there have been a huge number of incidents of credit card frauds over the Internet due to the security weakness of electronic payment system. A number of solutions have been proposed in the past to prevent this problem, but most of them were inconvenient and did not satisfy the needs of cardholders and merchants at the same time. In this thesis, we present a new secure card payment system called NNCC (No Number Credit Card) that significantly reduces the possibility of credit card frauds. This scheme is primarily designed for on-line shopping. NNCC is based on the Kerberos cryptographic framework that has been proven to be secure after being used in real world for decades. In this proposed system, instead of card numbers, only the payment tokens are exchanged between the buyers and merchants. The token is generated based on the payment amount, the client information, and merchant information. However it does not contain the credit card number, so the merchant cannot acquire and illegally use the credit card number. A token is cryptographically secure and valid only for the designated merchant, so it is robust against eavesdropping. This thesis describes the underlying cryptographic schemes, the operating principles, and the system design. It explains the concept of Kerberos and the background in Cryptography. Then it discusses the new proposed system and the associated payment processes. We have implemented a proof-of-concept prototype comprised of ecommerce web sites, client modules, payment server, and database. We show the architecture and protocol of the system, and discuss the performance

Clash of the Titans: Regulating the Competition Between Established and Emerging Electronic Payment Systems

This article equates the providers of traditional electronic payment services with the Titans of Greek mythology, and the providers of new electronic payment technologies with the Olympians. Professor Winn concludes, however, that unlike the Titans of Greek mythology, these modern Titans appear to be winning in their battle with the upstart Olympians. This article describes the fundamental characteristics of payment systems, reviews the applicable law, and describes the new technologies that were, until quite recently, expected to displace older electronic payment systems. Professor Winn finds that consumers and merchants, by and large, are happy with the existing regulatory structure. And, because of the failure of new technologies to gain significant market share yet, regulators have not yet been obliged to revise existing regulations to take account of these new technologies

An implementation of MicroMint

Thesis (M.Eng.)--Massachusetts Institute of Technology, Dept. of Electrical Engineering and Computer Science, 1998.Includes bibliographical references (p. 45-46).by Jeffrey Burstein.M.Eng