Targeted Transparency as Regulation

Traditional government transparency tools are coming under increasing criticism. Laws like the Freedom of Information Act, once thought to revolutionize democracy by opening up government for all to see, have proven to be relatively rough tools (at best) in accomplishing accountability. While the democratic ideals are still celebrated, the increasing costs of broad open-the-government style laws-both monetary and nonmonetary-have not gone unnoticed. Meanwhile, in the regulatory landscape for private companies, targeted disclosure requirements have become increasingly popular methods of encouraging all manner of socially beneficial behavior, be it curbing pollution, making safer consumer products, or ensuring anti-discrimination. Across a wide variety of sectors, companies and businesses now must disclose to the public specific data regarding business finances, environmental risks, safety hazards, and much more. This Article is the first to apply the regulatory disclosure literature to gain insights on government transparency laws, revealing opportunities for designing transparency requirements to more closely hew to accountability goals. We categorize these laws targeted transparency as regulation because though they concern government transparency and not private disclosure, they operate to regulate government actions for specific and measurable accountability goals by incentivizing beneficial, ethical, reasoned conduct by agency officials. Further, our experience with disclosure law provides insights on how to design targeted transparency as regulation requirements, including their promises and limits. While no panacea, targeted transparency as regulation has the potential to play a pivotal role in the next generation of government accountability laws and to provide a partial answer to the critics of broad-based open-the-government style oversight

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Titles and imprints vary; Some volumes include miscellaneous state documents and reports; Rules of the Senat

Albuquerque Morning Journal, 10-18-1921

https://digitalrepository.unm.edu/abq_mj_news/1357/thumbnail.jp

The New Hampshire, Vol. 14, No. 11 (Jan 11, 1924)

An independent student produced newspaper from the University of New Hampshire

AICPA Technical Practice Aids, As of June 1, 1988

https://egrove.olemiss.edu/aicpa_guides/2628/thumbnail.jp

Pickfords 1750-1920: a study in the development of transportation

Summary available: p.vi

Depository and lending institutions: banks and savings institutions, credit unions, finance companies and mortgage companies, with conforming changes as of July 1, 2013; Audit and accounting guide

https://egrove.olemiss.edu/aicpa_indev/2267/thumbnail.jp

Looking Beyond the Profit and Into the Light: Consumer Financial Protection and the Common Good

The intention of this Article is to review the various statements of Catholic Social Teaching that are fundamental in describing economic justice and that are most pertinent to any consideration of consumer financial protection as essential to the common good. This review will begin with Pope Leo XIII\u27s 1891 encyclical Rerum Novarum and other encyclicals that followed Rerum Novarum as a continuum of Church teaching regarding social and economic justice; the pastoral letter from the United States Conference of Catholic Bishops entitled Economic Justice for All (1986); and the Pontifical Council of Justice and Peace\u27s handbook on the Vocation of the Business Leader (March 2012). The next Part of this Article will include a description of the original goals and mission of the Act and the CFPB, and an assessment of how the intended goals and objectives of the Act and the structure and activities of the CFPB reflect the values and goals of social and economic justice from the perspective of Catholic Social Teaching. That is, to what extent do these legislative and regulatory initiatives bring us closer to providing for and ensuring that consumer financial products and services are accessible, fair, and helpful in meeting the needs of all potential users and the interests and rights of providers in the spirit of economic justice informed by Catholic Social Teaching