ANALISIS USAHA PENGOLAHAN KERUPUK IKAN GABUS (Channa Striata Bloch) PESERTA PROGRAM PEMBERDAYAAN KONSULTAN KEUANGAN MITRA BANK (KKMB) DI KALIMANTAN SELATAN (STUDI PEMBERDAYAAN KKMB DI KOTA BANJARMASIN)

This research aimed to analyze the technology performance of the snakehead crackers processing business in Banjarmasin City after participating in KKMB empowerment program; to compare the incomes of the snakehead crackers processors in Banjarmasin City before and after participating in KKMB empowerment program; to analyze the factors affecting the incomes of the snakehead crackers processors in Banjarmasin City after participating in KKMB empowerment program; to analyze the market opportunities of the snakehead crackers processed by program participants; and to identify the marketing channels of the snakehead crackers processed by program participants.This research was carried out in Banjarmasin City, South Kalimantan, with theobjects of the snakehead crackers processors participating in KKMB empowerment program. The data that was collected was the data that directly originated from results of observation in the location of the research, and the other supporting data, was related tothe object of the research. Results of the research showed that the technology performance of the snakehead crackers processing business had grown well in Banjarmasin City after participating in KKMB empowerment program, characterised by the increasing quantity and quality ofproduction. Incomes of the snakehead crackers processors in Banjarmasin City after participating in program had increased, showed by the incomes increasing an average of189.79% from before participating in program. Income of the snakehead crackers processors in Banjarmasin City was significantly affected by the processed fish volume, the amount ofthe loan capital and business scale, which the regression coefficient of the each variable was positive and valid on test level of 99%. The average difference between the supply and demand of 4,65 tons/year indicated that the snakehead crackers marketing in Banjarmasin City still had a large market opportunity to keep organised. The marketing channels of the snakehead crackers processed by program participants in Banjarmasin City were consist of three pattern of the marketing channels, i.e. producers to consumers directly, producers through the collectors the retailers, and producers through the retailers before distributed to consumers

PROSPEK USAHA PEMBUATAN KERUPUK IKAN GABUS

Catfish is one of the potential fish that contains nutrients and albumin were quite high. To provide added value and increase the types of processed fish that can be consumed by all circles both parents, adults and children then performed Catfish processing in the form of fish crackers. In the city of Banjarmasin are small and medium enterprises that undertake the manufacture of Catfish Crackers with the highest number being in the Village Kuin cerucuk which is a tourist area. So far, these efforts are inherited from parents and yet so developed rapidly, while the area is a tourist center that conducted this study to determine Prospects Making Catfish Crackers from technical and economic aspects. Methods of research using census with descriptive and financial analysis. The process of making Catfish Crackers namely: mashed, separation of meat and bone fish, mixing spices, kneading, molding, steaming, cooling, cutting and drying. A total cost of Rp 2,590,008, - with a production of 53 kg, acceptance of Rp 3,767,272, - / month, an income of Rp 1,515,112, - / month, a profit of Rp 1,177,264, - / month, RCR 1,47, BEP price of Rp 48 370, - and BEP production of 37 kg

Financial Feasibility of Sijuk Shrimp Paste Business in Sungai Padang Village, Sijuk District, Belitung Regency

Sijuk shrimp paste business is a business in processing rebon shrimp which is most commonly implemented in Belitung Regency. In this study, profi t analysis, investment feasibility, and sensitivity were used to draw the conclusions. The samples involve 25 shrimp paste businesses taken by using census method in Sungai Padang Village, District Sijuk, Belitung Regency. This area is also a central area for producing Sijuk shrimp paste. Census refers to periodic collection of information about the specifi c population from the entire population. Sampling is a method of collecting information from a sample that represents population. The result showed that the Sijuk shrimp paste businesses gives benefi ts because they had a gain of Rp.17.558.914,29 / year, the value of gross profi t ratio of 50.61%, the rate of return per capital investment of 1.02, and the return on the investments amounted to 74.58%. The Sijuk shrimp paste businesses are feasible to continue be had the value of discounted payback period of 1.57 years, the net present value of Rp.18.264.662,44, the internal rate of the return value of 35%, and the profi tability index of 1.78. From the results of the sensitivity analysis concluded that the Sijuk shrimp paste businesses are feasible to continue because the percentage of increase in the maximum operating costs still can be tolerated which is equal to 44,763% and the percentage of maximum reduction in the selling price of Sijuk shrimp paste still can be tolerated which is equal to 22.108%