Rentenreform und Absicherung der Langlebigkeit – worauf es jetzt ankommt

Abstract

Abstract: Key Factors in the Reform of the Public and Private Pension System The statutory pay-as-you-go pension scheme is facing massive challenges that have not been resolved in the last legislative period. The importance of state-subsidised and private supplementary old-age provision will remain high and the need for suitable reforms has further increased. This article shortly summarises the most important facts about the problems of the statutory pay-as-you-go pension and discusses the characteristics of products that should be considered in the context of state-subsidised supplementary old-age provision. It is particularly important for the main target group of this supplementary provision that there are opportunities to participate in potential of the capital markets without the risk of outliving their money