Lending forms in agriculture

Abstract

Poljoprivreda je ključna gospodarska djelatnost koja ima nezamjenjivu ulogu u prehrani stanovništva. Ova grana gospodarstva bavi se uzgojem biljaka i životinja radi proizvodnje hrane, hrane za stoku, vlakana i drugih potrebnih proizvoda. Poljoprivreda predstavlja značajan sektor zapošljavanja za radno sposobno stanovništvo. Osim što osigurava prehranu i proizvode, poljoprivreda je izvor brojnih radnih mjesta, posebno u ruralnim područjima. Veliki broj poljoprivrednika nema početni kapital te pokušavaju putem kreditiranja doći do sredstava za financiranje svoje djelatnosti. Poljoprivrednici imaju nekoliko različitih solucija na raspolaganju za financiranje svojih gospodarstava, a neki od načina financiranja su: EU fondovi, poticaji, krediti i sl. Upravo ulaskom Republike Hrvatske u Europsku uniju, poljoprivrednici imaju širok spektar financiranja. Naravno, u današnje vrijeme postoji sve više banaka koje sufinanciraju poljoprivrednike.Agriculture is a crucial economic activity with an irreplaceable role in providing sustenance to the population. This sector of the economy is engaged in the cultivation of crops and the raising of livestock for the production of food, animal feed, fibers, and other essential products. Agriculture represents a significant employment sector for the working population. In addition to ensuring food and product supply, agriculture is a source of numerous jobs, especially in rural areas. Many farmers lack initial capital and seek to obtain funds for financing their operations through various means, such as loans. Farmers have several financing options available, including EU funds, subsidies, loans, and more. With Croatia's accession to the European Union, farmers now have access to a wide range of financing opportunities. Additionally, there is an increasing number of banks that provide financial support to farmers in today's times