PROSPECTS FOR THE DEVELOPMENT OF THE SETTLEMENT PROCESS OF BANKS

The paper is devoted to the most recent news and modern prospects for the development of the settlement process of banks. An analysis of the payment and securities settlement systems was made, and on this basis the tendency of the European financial markets to switch to a one business day settlement cycle (T+1) was highlighted. Europe is currently going through a lengthy legislative process to speed up its complex financial market infrastructure. European financial markets are believed to be ready to follow the example of the US and switch to one-day settlement in the medium term. T+1 settlement cycle marks the start of a global race to shorten the time it takes for trades to clear, which will not stop at T+1

THE SILENT RED CLOAK: WORDLESS INTERPRETATIONS OF A TIMELESS FAIRY TALE

This study focuses on wordless book adaptations of the classic fairy tale “Little Red Riding Hood”. For generations, the story has so far been a major component of Children’s Literature, known for its rich symbolism narrative and moral themes. However, in the distinctive format of wordless books, the story transforms, providing young readers with a new perspective and style of reading participation. The absence of text in these types of books necessitates deeper viewer engagement. This article investigates how various artists and authors have reinterpreted the well-known narrative through this silent medium, focusing on narrative reinterpretation and visual storytelling techniques. We explore how the lack of words may heighten the emotional tone of the story and how images can be utilized to portray complicated concepts like innocence or danger. Significantly, the article delves into the visual approaches used in these adaptations, examining how variations in color, line, and composition influence the storytelling. The use of space, perspective, and sequencing in the images is also explored, focusing on how these determine the reader’s view of the story and its characters. Furthermore, the article discusses how the lack of text encourages readers to actively connect with the narrative in a non- traditional way. From our results, it is evident that wordless book adaptations of “Little Red Riding Hood” provide an innovative approach to retelling the classic tale, demonstrating its remarkable adaptability. These adaptations invite a deeper exploration of how the fairy tale functions and why it endures, highlighting the participatory nature of wordless storytelling. They suggest that stories are living entities, constantly evolving through the interpretations of their audiences

PERCEPTIONS OF STUDENTS REGARDING THE SIGNIFICANCE OF FOREIGN LANGUAGE PROFICIENCY FOR CASE MANAGERS IN ESTONIAN CORRECTIONAL FACILITIES

Foreign language proficiency among prison staff is of crucial importance in the correctional environment in Estonia. A significant number of inmates in Estonian prisons speaks native languages other than Estonian. This creates a communication barrier, particularly for case managers. The successful rehabilitation and integration of inmates into society hinge on effective communication between prison staff and inmates. This paper examines the perceptions of students regarding the significance of foreign language proficiency for case managers in effectively fulfilling their professional responsibilities. The key findings are derived from a qualitative study conducted by the author from 2022 to 2023 among students at the Prison Service College of the Estonian Academy of Security Sciences. The study results highlight several reasons supporting the necessity for case managers to master foreign languages and communicate in a manner understandable to inmates. Foreign language skills among prison staff facilitate cooperation, enhance understanding of the diverse backgrounds and perspectives of inmates, alleviate tensions, and stimulate interest in acquiring the national language of the sentencing jurisdiction, among other benefits. Analysis shows that case managers’ linguistic proficiency plays a vital role in engaging and aiding in the rehabilitation of inmates. It provides essential support for interventions aimed at reducing recidivism. The findings underscore the importance of prioritising foreign language proficiency in the training and professional development of case managers within the Estonian correctional system

MACROECONOMIC ASPECTS OF TWO PATHS TO THE SUSTAINABILITY OF THE PAY-AS-YOU-GO PENSION SYSTEM UNDER THE EXPECTED DEMOGRAPHIC DEVELOPMENT

As a result of natural demographic development, population dynamics has been slowing down and life expectancy has been increasing. If we want to maintain the stability of the pay-as-you-go pension scheme, it is necessary to maintain the ratio between those who contribute to the system and those who benefit from it. This can be done either by forcing the retirement period to be enforced or by increasing the incentive role of the pension system to extend the period of employment. The paper is based on a comprehensive view of the use of the second option, i.e. on the effective involvement of the lifelong learning system, health care aimed at preserving the physical and mental dispositions of a person, social work aimed at increasing the employability of handicapped or excluded people. It shows the economic mechanism of motivating the above-mentioned productive services to contribute to the permanent stability of the pension system, and shows the macroeconomic impacts in the form of multiplier effects of these productive services and their effect on changing the character of growth, which can be significantly more environmentally friendly and socially friendly without changing the way it is calculated

THE AI-EDUCATION NEXUS: CONSTRUCTING A BLUEPRINT FOR TOMORROW\u27S LEARNING

This study introduces a novel framework to enhance research in the intersecting areas of education and Information and Communication Technologies (ICT), focusing on the evolving field of Artificial Intelligence (AI). With AI becoming an integral part of ICT in educational research, there is a clear need for a comprehensive framework that effectively unifies these two domains. The absence of such a framework in current literature has prompted the development of this structured approach, designed to guide researchers in the complexities of integrating AI within educational settings. Our framework offers a methodological synergy between educational and technological aspects, providing a clear, understandable guide for researchers. It responds to the increasing demand for integrative methods in these fields, proposing new ways to blend AI\u27s technological advancements with educational insights. For researchers interested in employing this framework, it will facilitate a deeper understanding of both domains, allowing for a more holistic view of how AI can be effectively utilized in educational research and practice

EFFECT OF THE APPLICATION OF PLANT BIOSTIMULANTS ON THE ACCUMULATION OF BIOACTIVE COMPOUNDS IN DIFFERENT CROPS UNDER SEMIARID CONDITIONS

Biostimulants improve the efficiency of plant metabolism and stimulate plant responses to adverse environmental conditions. Among the abiotic stresses in the Mediterranean region, high temperatures and drought are of particular importance because of their devastating effect on crop yields. In order to defend themselves against these stresses, plants produce antioxidant compounds that have beneficial effects on human health due to their known anti-carcinogenic and antioxidant properties. These compounds include glucosinolates and betalains, which are secondary metabolites characteristic of the order Brassicales and Caryophyllales, respectively. This work investigates the effect of plant biostimulants (seaweed extract, salicylic acid, brassinosteroids, chitosan and modified plant polysaccharides) applied by root or foliar application on the accumulation of glucosinolates and betalains in white cabbage (Brassica oleracea var. capitata), pak choi (Brassica rapa subsp. chinensis) and red beet (Beta vulgaris). The effect of the biostimulants depended on the species (cabbage, pak choi or beet) and the application (root or foliar). In cabbage, root treatment with salicylic acid significantly increased the levels of sinigrin, glucoraphanin, glucoiberin, 4-hydroxyglucobrassicin and glucotropaeolin compared to the control treatment, while in pak choi, foliar treatments with seaweed extract and salicylic acid significantly increased the levels of glucoalysin and brassinosteroids increased the levels of glucotropaeolin. In beetroot, chitosan increased the concentration of betanin, its isomer and both betaxanthins, and treatments with salicylic acid and brassinosteroids increased the concentration of prebetanin. The other treatments did not significantly affect the concentration of the compounds studied

POULTRY PROCESSING BY-PRODUCTS AS POTENTIAL SOURCES OF BIOACTIVE PEPTIDES

Poultry meat is characterized by its good nutritive value in terms of protein content with high biological value, as well as relatively low fat content composed of a higher proportion of unsaturated fatty acids. The poultry-processing industry is one of the fastest-growing food sectors. In this industry with such a vast production volume, the generation of a considerable amount of waste is inevitable. Most of these waste materials are extremely rich in organic compounds and nutrient components. Therefore, their evaluation through different strategies is a matter of significant importance. Poultry by-products are recognized as remarkable protein sources facilitating the production of bioactive peptides at an industrial scale. These by-products are converted into protein hydrolysates mostly by enzymatic hydrolysis to provide the release of bioactive peptides. Various by-products obtained during poultry processing such as blood, skin, feathers, viscera, liver and feet have been reported to possess plenty of bioactivities after hydrolysis. The highlighted bioactive features of those sources mainly include antioxidant, antihypertensive and antimicrobial functions. Consequently, the poultry-processing industry presents a burgeoning opportunity for the valorization of by-products rich in bioactive peptides. As the demand for sustainable practices and novel functional ingredients continues to rise, future studies exploring the diverse bioactivities and applications of the peptides derived from poultry by-products are essential for maximizing their potential contribution to human health and the food industry

NANO-OBJECTS IN OWN MATRIX - SELF COMPOSITE

Establishing the principles of nanoscience and nanotechnology has led to rethinking our understanding of the material\u27s properties. Therefore, some earlier results deserve to be analyzed again. In this paper, we present our results, which led to establishing a new type of nanocomposite - Self composite. The Self composite consists of matrix and nanometric size dispersed phase, with the specificity that the nano-object is formed from the same material or its parts, such as a matrix. We have made these nanocomposites using standard methods for the production of monocrystals or molecular beam epitaxy, but slightly above the solubility limit of the starting components. The possibility of obtaining Self composite by laser surface treatment of monocrystalline samples and agglomeration of a part of nanodimensional materials was also presented. Self composites are characterized (SEM, AFM, XRD, far-infrared, and Raman spectroscopy), and results were analyzed by Effective Medium Theory

VIRTUAL REALITY TECHNOLOGY TO RAISE AWARENESS OF OCCUPATIONAL HAZARDS ON CONSTRUCTION SITES

Safety is of utmost importance to the Abu Dhabi City Municipality, particularly for those working in the construction sector. Given the high-risk and critical nature of activities in this industry, it is essential to provide proper training to increase awareness and promote safety among the workforces. This paper aims to test the hypothesis that "VR Training on Construction Sites is an effective tool to prevent accidents and undesirable events" by comparing its effectiveness to traditional training methods in terms of coaching construction workers and improving their abilities to identify and assess risks. The framework in this paper includes understanding the root causes of incidents through the analysis of historical incident data. Based on this analysis, 15 training scenarios were developed using virtual reality technology to provide workers with an engaging and interactive training experience that enables them to visualize site risks better and effectively understand safety precautions. After the VR training sessions, participants were asked to evaluate their training experience through a short questionnaire to measure the effectiveness of VR technology in safety training. In addition to the training assessment, "incident trend analysis exercises" were carried out after delivering the VR training courses to measure the effectiveness of the VR training and its impact on the safety culture, overall workers\u27 hazard identification, and awareness of work site risks. The study showed a positive attitude among participants toward VR safety training and a tangible reduction in the number of undesirable events recorded over a certain time span. These findings suggest that VR technology can be a valuable tool for promoting safety and preventing accidents in the construction industry

DEGREE AND AREAS OF DAMAGE CAUSED BY HAIL IN THE TERRITORY OF KAKHETI REGION (GEORGIA)

Hail belongs to such a dangerous meteorological phenomenon that causes great damage to the economies of countries. Heavy hail is frequent in Georgia, in its eastern part. The region of Kakheti is particularly notable, where heavy hail causes millions of losses every year, especially in the agricultural sector. Therefore, it is important to determine the agricultural areas affected and the degree of damage caused. The data of 2016-2019 have been processed, which includes data on the total damaged areas of Kakheti region, including 100% damaged areas, as well as averaged data on the degree of damage in percentages and data on the types of damaged agrarian culture. The distribution of damaged areas and degree of damage in Kakheti region according to municipalities is shown. Areas with particularly high degree of damage and areas to be covered have been determined