Syariah Government Credit Card: Reframing Public Expenditure Management Through Islamic Financial Principles in Indonesia

Introduction: This study aims to redefine public expenditure management in Indonesia through the lens of Islamic finance principles. It seeks to provide insight into the outcomes associated with the concept of an Sharia government credit card (SGCC), highlighting its significance in optimizing state expenditure management. Additionally, the research endeavors to develop an evaluation framework for SGCCs grounded in key Islamic precepts: ḥifẓ al-dīn (adherence to Islamic values), ḥifẓ al-māl (safeguarding state resources), maslaha ammah (ensuring public welfare), ḥifẓ al-nafs (effective risk mitigation), and ḥifẓ al-'aql (rational oversight and accountability) within the context of public finance and government payment system reforms.Methods: This study adopts a descriptive and qualitative approach, utilizing document analysis of public finance policy documents, SGCC, and sharia principles. Data collection from the literature was carried out through a Systematic Literature Review (SLR) method, involving a structured search across Scopus, Web of Science (WoS), and Google Scholar.Results: Revisiting public expenditure management in Indonesia through the lens of Islamic financial principles aligns with the growing need for a more integrated state financial management policy within the national budget and revenue framework. This approach is guided by public financial policy commitments established in laws and regulations issued by relevant Ministries and Institutions. From the standpoint of public finance, and specifically through a sharia perspective, the normative and regulatory frameworks provide integrative reasoning that directly supports the concept of Sharia Government Credit Cards (SGCC).Conclusion and suggestion: Empirical evidence regarding the governance and effectiveness of state expenditure highlights the merits of initiatives like Government Credit Cards, offering valuable insights that can be adapted to strengthen the SGCC framework

Dampak Imposter Syndrome pada Mahasiswa yang Mengalami Prokrastinasi Akademik dan Peran Pemulihan Psikologis Berbasis Spiritual

This research examines the impact of Imposter Syndrome (IS)—internal feelings of unworthiness for achievement despite having external evidence of success—on academic procrastination among outstanding students. Students who experience IS often show a tendency to procrastinate on assignments, which has the potential to hinder their academic potential. The main purpose of this study is to analyze the interrelation between self-doubt, perceived academic pressure, and the role of the psychological recovery process through spiritual approaches (for example, worship practices) in moderating these relationships. This qualitative research uses in-depth interviews and participatory observation for two weeks. The study sample consisted of outstanding students who were identified as experiencing symptoms of IS and procrastination. Data was collected to thoroughly explore emotional dynamics, manifestations of procrastinative behavior, and the role of worship practices in helping students overcome anxiety and pressure. Research results show that feeling inappropriate for success (IS) significantly triggers procrastination, increased anxiety, and emotional fatigue (burnout). Furthermore, the practice of worship was found to have a calming effect, strengthening self-acceptance, and increasing the mental resilience of students. These findings underline the therapeutic and supportive value of the spiritual approach in dealing with academic pressure

REBT Counseling for Indonesian Diaspora Junior High School Students from Arab Indonesian Multicultural Families at Sekolah Indonesia Jeddah

This study explores the application of Rational Emotive Behavioral Therapy (REBT) in addressing the fear of speaking Indonesian among two Indonesian diaspora junior high school students from Arab Indonesian multicultural families at Sekolah Indonesia Jeddah. The problem examined in this study is not merely related to linguistic ability, but rather to psychological factors, particularly feelings of shame and fear of being mocked, which are rooted in irrational beliefs about social evaluation. This study aims to describe the process and outcomes of REBT counseling in modifying students’ irrational beliefs, emotional responses, and speaking behaviors. A qualitative approach with a multiple case study design was employed. Data were collected through in-depth interviews, observation of counseling sessions, and documentation of counseling records. The counseling process was conducted through pre-intervention assessment, REBT-based intervention using the ABCDE model, and post-intervention evaluation. The findings indicate that REBT counseling facilitated meaningful changes in students’ cognitive and emotional patterns, marked by increased emotional awareness, a shift from reactive to reflective emotional responses, and the development of more adaptive beliefs toward speaking Indonesian. These cognitive and emotional changes were followed by behavioral improvements, as students gradually demonstrated greater confidence and willingness to communicate in Indonesian. The study concludes that REBT is an effective counseling approach for addressing language-related social anxiety in multicultural school settings and highlights its practical relevance for guidance and counseling services in Indonesian schools abroad

Intervention to Enhance Successful Aging: Literature Review for the Eldery

This research aims to analyze the appropriate interventions to increase successful aging in the elderly and the factors that affect it. Successful aging is a concept that includes physical, mental, and social well-being of the elderly. At this time there is a gap between increasing the life expectancy of the elderly and the happiness and welfare of the elderly. This shows the need for a comprehensive treatment for the elderly as a reference for the treatment of the elderly in filling their old age. The research method used is a qualitative method with literature study. Literature study is research that has a role to outline the main concepts and relevant previous findings, as well as to identify the development of research in a topic. The research results show that there are various interventions based on factors that can affect successful aging, including social dimension factors, physical dimension factors, psychological dimension factors, spiritual dimension factors.

IPAS teachers’ perspectives on digital literacy as a pedagogical foundation in the age of AI

This study aims to determine the perspective of digital literacy as a pedagogical foundation for IPAS teachers in the era of artificial intelligence. This study uses a qualitative approach with thematic analysis through interviews. Interviews were conducted with five IPAS vocational school teachers in the Tegal Regency. The results revealed that teachers view digital literacy as a crucial skill in utilizing digital tools and interactive digital platforms, with teachers' opinions differing significantly depending on their length of teaching experience. Three main challenges faced include limited infrastructure, student resistance, and the need for ongoing training. The findings show that teachers position AI only as a learning assistant that enriches the learning experience. The implications of the study emphasize the development of applicable digital literacy training programs and recommend collaboration among teachers through learning communities to improve teachers' pedagogical competencies. Keywords: artificial intelligence, digital literacy, IPAS teacher, pedagogical

Penguatan Keterampilan Psikososial dalam Bimbingan Ketahanan Keluarga bagi Pasangan Pranikah: Studi Di KUA Kecamatan Cianjur

This research aims to examine the strengthening of psychosocial skills in the implementation of premarital guidance at the Religious Affairs Office (KUA) of Cianjur District and its relevance in building family resilience. The psychosocial skills studied include effective communication, emotional management, empathy, couple cooperation, and joint decision-making as the foundation of a healthy marital relationship. This research uses a qualitative approach with data collection techniques in the form of in-depth interviews, observation of the implementation of premarital guidance, and analysis of supporting documents. The research results show that the premarital guidance program contributes to increasing the understanding and awareness of participants regarding the importance of psychosocial skills in domestic life, especially in the aspects of healthy communication and cooperation between couples. However, the effectiveness of strengthening these skills is still relatively limited. This is due to the dominance of the lecture method, the lack of direct practice and simulation, and the lack of a long-term guidance and follow-up mechanism after marriage. The positive impact produced is more seen in the cognitive and affective realms of the participants, while the mastery of practical skills and their contribution to sustainable family resilience is not optimal. Based on the findings, this study recommends the development of a premarital guidance model based on practice and experience, increasing the capacity of facilitators in psychosocial approaches, and the implementation of longitudinal evaluations to assess the long-term impact of the program on family resilience. Thus, premarital guidance is expected not only to be informative, but also to be a strategic means in building a harmonious, adaptive, and resilient family

Pelatihan Berpikir Kritis untuk Mereduksi Bandwagon Syndrome pada Remaja

The bandwagon syndrome phenomenon is getting stronger among teenagers in the digital era, where the tendency to follow the majority trend without rational consideration hinders the development of independent thinking. This intervention aims to measure the effectiveness of critical thinking training in reducing bandwagon syndrome in 95 MA Miftahurroja students. The quasi-experimental method with a pre-test post-test design is used with a bandwagon syndrome understanding questionnaire instrument, a critical thinking skills questionnaire, and a behavior observation sheet. Intervention is carried out through three stages: interactive education, decision-making simulation, and continuous assistance with the Digital Critical Thinking Learning Platform (DCTLP). The results showed a significant increase in the understanding of bandwagon syndrome from 28% to 82% (t=19.234, p<0.001) and critical thinking skills from 35% to 76% (t=17.456, p<0.001). Behavioral observation shows that 60% of students experience a change in a more critical and independent mindset. The aspect of a critical attitude towards information develops the highest (77.5%), while confidence in acting differently requires reinforcement (57.5%). Research proves that the integration of digital technology in critical thinking training is effective in reducing bandwagon syndrome and can be replicated in other educational institutions

Pemberdayaan Petani Kopi Temanggung Melalui Pelatihan Usaha Tani serta Pengendalian Hama dan Penyakit

Temanggung merupakan salah satu sentra produksi kopi di Jawa Tengah, tetapi produktivitas kopi di Temanggung masih tergolong rendah (0,7 ton/ha). Beberapa penyebab kondisi itu adalah serangan hama penyakit dan sistem budidaya yang tergolong masih tradisional. Salah satunya adalah penyakit kanker batang dan nekrosis akar yang diakibatkan oleh jamur Fusarium solani. Untuk mengatasi masalah tersebut, maka dilakukan pelatihan usaha tani dan perbanyakan Trichoderma spp. Metode yang diterapkan adalah Participatory Rural Appraisal. Mitra kegiatan pengabdian ini yaitu Kelompok Tani Rukun Tani III, yang terletak di Desa Banjarsari, Kecamatan Kandangan, Kabupaten Temanggung. Bahan yang digunakan sebagai media perbanyakan adalah seresah bambu dan nasi. Setelah proses inkubasi selama 10-14 hari, ditemukan bahwa terjadi perbanyakan koloni Trichoderma spp. ditandai dengan bercak-bercak hijau yang memenuhi media. Aplikasi Trichoderma spp. sebagai biofungisida dapat dilakukan secara langsung yaitu dengan menyebarkan ke lahan ataupun dicampur dengan pupuk, sehingga Trichoderma spp. nantinya akan ikut masuk ke tanah dan kemudian menyebar. Hasil dari kegiatan pengabdian ini yaitu petani kopi mengetahui bagaimana mengelola usaha tani dan dapat membuat Trichoderma secara alami dan mandiri

Transformasi Metodologi Riset di Era Digital: Pelatihan Text Mining Terapan Bagi Sivitas Akademika Fakultas Ekonomi dan Bisnis Universitas Mataram

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk memperkuat kapasitas komunitas akademik Fakultas Ekonomi dan Bisnis Universitas Mataram melalui workshop dan pelatihan text mining. Pelatihan dilaksanakan selama dua hari, pada 4–5 Agustus 2025. Metode kegiatan dirancang secara partisipatif, mengintegrasikan penyampaian teoretis, diskusi interaktif, dan simulasi praktis. Materi pelatihan mencakup konsep dasar text mining, tahapan analisis mulai dari preprocessing hingga visualisasi, serta penerapan praktis menggunakan JMP Pro 18, Google Colab, dan Instant Data Scraper. Peserta dilatih melakukan proses end-to- end mulai dari scraping data mentah, pembersihan, hingga penyusunan dataset siap olah dari berbagai sumber, seperti situs ulasan hotel, platform pekerjaan, dan media online lainnya.  Dalam pelaksanaannya peserta1 menunjukkan respons positif serta minat yang besar untuk mengikuti seluruh materi dan praktik yang disampaikan. Ini mengindikasikan bahwa peserta menyadari potensi text mining tidak  hanya  dapat  memperkaya metodologi penelitian mandiri, tetapi juga mendorong  terciptanya  riset kolaboratif lintas disiplin. Kegiatan ini menjadi fondasi strategis dalam merespons tantangan riset berbasis data besar (big data) di era digital

NEW DEVELOPMENTS IN HADITH STUDIES: ESTABLISHING THE FOUNDATIONS OF HADITH STUDIES ON DIGITAL PLATFORMS

This article discusses the ongoing digital transformation, which not only affects people’s lifestyles but also influences the field of Islamic studies. The emergence of various digital platforms providing hadiths has, on the one hand, made access easier and saved time for users. Hadith books are no longer limited to printed form but are now available in PDF and app formats. However, on the other hand, new challenges related to the authenticity of hadith and the validity of their meanings are also at stake. This study aims to examine the transformation, opportunities, challenges, and academic efforts in establishing verification standards and raising awareness among the public who use digital platforms as a medium for reading, analyzing, understanding, and disseminating hadith. Using a descriptive-analytical literature review method, the research findings highlight the urgent need to consistently adhere to the principles of hadith science established by classical scholars. Their presence is a crucial prerequisite for the broader public who use digital platforms as a medium for seeking, reading, understanding, and disseminating hadith to a wider audience. Additionally, carefulness and caution are required in selecting verified digital platforms to avoid technical errors during the review process, making this balance crucial while leveraging the transformative potential of digital technology