Diversifying Other New Normal Approach on Livelihood Development: Extension Strategies for Poverty Alleviation

This study evaluates and analyzes the extension projects required in Barangay La Paz, Bayabas, Surigao del Sur, to align effectively with the extension agenda of Northeastern Mindanao State University (NEMSU). The research focused on establishing a set of priority projects aimed at supporting poverty alleviation and improving community living standards. Utilizing a descriptive quantitative approach, data were collected from 146 respondents through a rigorously validated and reliable research instrument over a six-month period. The study posits that a transition toward a market-driven extension system is essential to increase community income, stimulate rural entrepreneurship, and create employment opportunities. The results indicate a strong demand for both soft and hard skills training among the community, highlighting a need for formal education in entrepreneurship and livelihood activities. These findings underscore the potential of the University’s extension program to foster sustainable socio-economic development by addressing community-specific needs. The insights from this study inform local legislative and university planning, providing a strategic foundation for selecting extension projects with the highest relevance and impact on beneficiaries

Identification of Leading Sectors of the Economy in Yogyakarta Using the Input-Output Method: Linkage Analysis of 17 Sectors by Business Field

The Special Region of Yogyakarta (DIY) is one of the provinces in Indonesia whose economy is dominated by the Manufacturing Industry; Agriculture, Forestry, and Fisheries; Accommodation and Food Services; Information and Communication; and Construction. To determine the leading sectors, it is necessary to analyze linkage indices, as leading sectors are those with high dispersion indices, which are capable of driving economic activity. Therefore, this study uses the Input-Output analysis method to identify sectors with high linkage dispersion indices. The study utilizes the 2016 Yogyakarta Input-Output Table and analyzes the linkage values of potential sectors. Potential sectors are selected from 17 business fields out of a total of 52 industrial sectors. The analysis results show that the three sectors contributing the most output are Manufacturing Industry (Rp38,461 billion), Transportation and Warehousing (Rp30,615 billion), and Construction (Rp22,915 billion). The Transportation and Warehousing sector has the highest forward linkage of 1.822, indicating significant potential in driving the output of other sectors. On the other hand, the Public Administration, Defense, and Mandatory Social Security sector records the highest backward linkage of 1.602. The Manufacturing Industry sector has a backward linkage value of 1.515 and a forward linkage value of 1.750, while the Electricity and Gas Supply sector records respective values of 1.521 and 1.632. With high forward and backward linkage indices, these two latter sectors fall into the leading quadrant and have strong potential as the main drivers of DIY's economy

Navigating AI Integration in Islamic Enterprises: A Qualitative SWOT Perspective

This study explores the integration of Artificial Intelligence (AI) within Islamic strategic management frameworks using a qualitative SWOT analysis approach. The objective is to assess how AI can be ethically and effectively applied in Islamic enterprises, ensuring alignment with Shariah principles such as tawhid (the oneness of God), the balance between worldly and spiritual goals, and the pursuit of mardhatillah (divine pleasure). Using systematic literature review and SWOT framework, this research identifies internal strengths such as ethical leadership and community orientation and external opportunities such as the global halal market while addressing technological limitations and potential threats like ethical ambiguity and regulatory gaps. The findings highlight the importance of ethical leadership, community-based innovation, and strategic partnerships in navigating AI integration. This study contributes to the discourse on Shariah-compliant digital transformation and offers practical recommendations for AI governance rooted in Islamic values

Review of Sharia Perspective of Online Forex and Gold Trading Through MetaTrader 4 and MetaTrader 5 Platforms at Futures Brokers in Indonesia

Background: The COVID-19 pandemic significantly impacted society’s economy. Various industry sectors stopped operating, which resulted in widespread layoffs. As a result, society tends to make online financial transactions, particularly with forex and gold. Objectives: This study examines Islamic law's perspective on online forex and gold futures trading, which is increasingly popular among the public. Novelty: Academic literature specifically conducting a juridical deconstruction (takyif fiqh) of the 'rolling contracts' offered in Indonesia and identifying them as Contracts for Difference (CFDs) remains scarce. A 2021 study noted that "no legal and jurisprudential study has been conducted over this new trade", and a 2024 thesis confirmed a legal vacuum in Indonesia as existing fatwas are considered "not relevant". This research fills this critical gap by providing a precise analysis of these specific derivative instruments, moving beyond the generalized discussions prevalent in current literature. Research Methodology/ Design: The research method used is qualitative analysis with a normative juridical approach. It examines primary Islamic law sources such as the Qur'an, Hadith, scholars' opinions, and literature related to futures trading. Findings: The study results show that online gold futures trading contains several fundamental problems from a Sharia perspective. The first is the ambiguity of the transaction object (gharar). Second, the margin trading and short-selling mechanism allows transactions without full ownership of the commodity. Third, the zero-sum system contradicts the principle of justice in Islamic law. Fourth, there is an element of usury through swap fees when the trading position passes midnight. Fifth, the magnitude of the element of speculation (maysir) in this activity. It can be concluded that the practice of trading gold futures online in its current form does not meet sharia principles. Implication: This study's results are expected to be a reference for policymakers and stakeholders, helping them better socialize and control both instruments

Determinants of Indonesian Halal Food Exports: a Study on Crop Products in 1996-2021

This study examines Indonesia's halal food export value with a focus on crop products from 1990 to 2021. Indonesia, as a country with the largest Muslim population, has great potential in the global halal food market. However, challenges such as lack of halal product development and competition from other countries need to be overcome. This study uses time series data from the World Bank and applies the Autoregressive Distributed Lag (ARDL) model with Eviews 9 as an analysis tool to analyze the effect of capital, labor, economic openness, and inflation variables on export value. The results show that capital has a significant positive effect both in the short and long term, while labor shows a negative effect in the short term but positive in the long term. Economic openness has no significant effect on export value, while inflation shows a negative effect in the short run and positive in the long run on exports. This study provides insights into the factors affecting Indonesia's halal food exports and their implications in the context of international trade

Zakat and Islamic Bank Financial Performance: Do Third Party Funds Play an Important Role?

Research Aims: Using third-party money as a moderating variable, the study intends to investigate how zakat affects Indonesian Islamic banking performance Methodology: The research sample consisted of 16 Islamic banks selected using the total sampling method based on the availability of annual financial report data at the financial services authority using smartpls 3.0 and structural equation modeling, the data analysis method was executed. Research Findings: The findings demonstrate that zakat improves Islamic financial performance. This finding supports the theory that optimal zakat fund collection can increase customer trust in Islamic banks. In addition, third party funds strengthen the connection between financial achievement and zakat. This finding is also consistent with the premise that the allocation of third-party finances and funding is positively impacted by optimal zakat and growing public trust. Theoretical Contribution: By enhancing knowledge of the impact of zakat and the function of third-party funds in enhancing the financial performance of Islamic banks, this work makes a substantial theoretical contribution. Research limitation and implication: This study is limited to the sample and use of secondary data, which needs to be considered in interpreting the research findings. The implications of this study are useful for Islamic banks and further researchers to create more thorough research and more efficient tactics

A Discourse on Abandoned Housing Projects (AHPs) and the Potential of Crowdfunding: Malaysian Evidence

The surge in housing demand has exacerbated challenges in Malaysia's property market, notably the widespread issue of abandoned housing projects (AHPs). Despite the government and banking sector's continuous efforts to facilitate financing for affordable housing, the increasing number of AHPs indicates economic inefficiencies. Literature identifies developers' financing constraints as a key driver of project abandonment. To address this, our study proposes the "Integrated Abandoned Housing Project Crowdfunding Model (IAHPCM)" as a viable alternative financing solution for developers. This framework aims to mitigate financial barriers and enhance housing project completion rates. The findings contribute to the growing body of literature on crowdfunding while offering practical implications for developers and broader economic sustainability

Maqasid Shariah and Organizational Performance: A Systematic Literature Review

This study aims to develop a Pentagon-Shaped Ethical Measurement framework based on Maqasid Shariah to assess organizational performance. The research employs a systematic literature review approach, analyzing scholarly works related to Maqasid Shariah and organizational performance. The study identifies relevant research from 2015 to 2024 using databases such as Scopus. The study finds that Maqasid Shariah is a comprehensive ethical framework for evaluating organizational performance. The findings suggest that integrating Maqasid Shariah into performance measurement enhances organizational credibility, corporate governance, and long-term sustainability. This study provides a Pentagon-Shaped Ethical Measurement framework based on Maqasid Shariah for evaluating organizational performance. Unlike previous research that mainly focuses on financial performance. Organizations can utilize Maqasid Shariah principles to develop a more balanced and sustainable performance assessment model. The study highlights the role of Maqasid Shariah in promoting social welfare, economic justice, and ethical business practices. Adopting a multidimensional performance framework contributes to long-term economic sustainability, fair wealth distribution, and corporate social responsibility (CSR)

Manajemen Risiko Keuangan Pribadi Berbasis Syariah Kajian atas Gaya Hidup dan Literasi

Penelitian ini bertujuan untuk menganalisis pengaruh gaya hidup dan literasi keuangan syariah terhadap manajemen risiko keuangan pribadi. Dengan pendekatan kuantitatif dan metode Partial Least Squares Structural Equation Modeling (PLS-SEM), data dikumpulkan melalui kuesioner daring terhadap 70 responden  Muslim di Yogyakarta. Hasil pengujian outer model menunjukkan bahwa seluruh konstruk valid dan reliabel. Namun, hasil inner model menunjukkan bahwa baik gaya hidup maupun literasi keuangan syariah tidak memiliki pengaruh yang signifikan terhadap manajemen risiko keuangan pribadi. Temuan ini menunjukkan bahwa aspek spiritual dan nilai religius lebih dominan dalam membentuk perilaku keuangan syariah daripada sekadar gaya hidup atau pemahaman finansial teknis. Implikasi dari penelitian ini adalah pentingnya pendekatan berbasis nilai dalam membangun perilaku keuangan syariah

Bakery Product Distribution Efficiency: A Case Study of Danisy Bakery Delivery with Transportation Methods

Distribution efficiency is very important in reducing business operational costs, especially in the food industry such as Danisy Bakery. This study uses a quantitative approach with a case study of Danisy Bakery's distribution. The data collected includes the amount of production, the destination of delivery, and the cost of transportation per unit. The calculation is carried out by applying the NWC and Least Cost methods, then compared to determine the most economical method. The results of the study show that the Least Cost method is more effective in reducing costs than NWC because it prioritizes the cheapest route, so that the allocation is more optimal. This method is recommended to improve the distribution efficiency of Danisy Bakery. This research is expected to help business actors choose a more cost-efficient distribution strategy and become an academic reference in the application of transportation methods