ANALISA FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN KREDIT PADA BANK PEMERINTAH DI INDONESIA

The disturbance of banking intermediation or more popular in term disintermediation of credit distribution is reflected by the low position of LDR national banking. The low position of LDR indicates the decrease of banking ability in distributing credit if it is compared to the banking ability in collecting fund from society. For analyzing this problem, the used multiple regression linear method. The result of regression research indicated that for the period of 1991- 2001,  credit distribution is significantly affected by the number of bank offices variable and inflation level. As the contrary, the variable of society fund, credit interest, minimum reserve, and exchange rate do not significantly influence toward credit distribution variable for the period 1991-2001

ANALISIS PENGARUH KONDISI MAKRO EKONOMI TERHADAP KONSUMSI JASA ASURANSI UMUM DI INDONESIA

The objective of this research are, 1) To analyze characteristic relation of condition macroeconomic on gross premium of general insurance in Indonesia. 2) To analyze the influence of condition of macroeconomic on gross premium of general insurance in Indonesia, with used linier simple regression and linier multiple regression model. The find result of this study as follow, 1) Generally, condition of macroeconomic have positive influnce on gross premium of general insurance in Indonesia. 2) Generally, condition of macroeconomc have strong and significant influence on gross premium of general insurance in Indonesia.Keywords: Gross Premium, General Insuranc

ANALISIS HUBUNGAN KAUSALITAS ANTARA INVESTASI PEMERINTAH DENGAN PERTUMBUHAN EKONOMI KOTA PALEMBANG

The main objective of this research is to analyze the causality relationship between government investment and economic growth in Palembang during the  city period of 1994-2005. The data used in this study are secondary data.  To analyse the data, Granger Causality Test which was formulated in a simple regression equation used.  The research result shows that  two  directions causality relationship between government investment and economic growth during  that period. It can be seen from the coefficients result of two regressions which  are not zero (bj ≠ 0 and dj ≠ 0) and the F statistic tests  are bigger than the F table  (20,799 > 6,26 and 10,788 > 6,26). Keywords : Government investment, Economic growth, Granger Causality

PEMBAGIAN NILAI TAMBAH PETANI PLASMA PIR-SUS KELAPA SAWIT

The aims of this study are to analyze the farmer’s value added, efficiency and the factors affecting the value added distribution. Location of the research is taken by using purposive sampling method on NES [Nucleus Estate and Smallholders] at the regency of Muara Enim in South Sumatera Province. A sample of Farmer’s selected using stratified random sampling. The qualitative descriptive analysis is also applied in of this study through measuring intermediate cost variables, efficiency and value added distributions. The result of this research showed that farmer’s low of the value added and efficiency performance. Efficient Farmer’s is reached when value added and productivity high, lower cost production, and labor exploitation. Factors inefficiency causing lost of the production surplus, by factors interest rate exploited, and increase disguised unemployment. The height Farmer’s quality and efficiency are to increase the equality for value added distributions. The more rigid on value added distributions influenced by inefficiency, lowest education, and medium productivity ages. All the impacted assumedly exploitation mechanism to impact of decrease farmer’s efficient and increase to gap value added distribution, and it does to affecting on the poverty. Keywords: cost, efficiency, farmer’s quality, exploitation, value added distribution

DAMPAK PERILAKU EKSPLOITASI TERHADAP EFISIENSI DAN TINGKAT KEHIDUPAN PETANI PLASMA PIR-SUS KELAPA SAWIT

The purpose of this study are to analyze conduct on exploitation by Nucleus Estate as a monopsonist, self-exploitation mechanism by farmers and does to impact on efficiency and farmer’s quality of live. Research sampling is taken by using stratified random sampling method on NES [Nucleus Estate and Smallholders] at Muara Enim Municipality in South Sumatera Province. Sample of farmers selected by using stratified production random sampling. The quantitative and qualitative descriptive analyze is also applied in this study through measuring value added,   efficiency, production surplus, exploitation,  and farmer’s quality of live. The result of this research sow that exploitation by NES conduct is characterized  by mark-up input prices, reduce to TBS output prices, and to bring down conduct on farmer’s institution. The NES system has made farmers to fall under exploitation mechanism by NES, banks, farmer’s institution and self-exploitation system. In this way exploitation has to be institution in the contract farming in the NES system. The exploitation system has impact on decrease welfare and farmer’s efficient, loss production surplus, low productivity and affected on leveling up in the poverty. Keywords: NES System,  production surplus, exploitation mechanism, self-exploitation, farmer’s efficient and poverty

PERUBAHAN STRUKTUR EKONOMI INDONESIA

This research is conducted to indentify the changes of Indonesian economic structural., period of 1996 to 2005. The data used in this research obtan from central board of statistics. The results show that Indonesian economics structural based on the gross domestic product (GDP) by primary sector, secondary sector and tertier sector from 1996 to 2005 has been change. Contribution of primary sector to GDP has been decreased from 31 percent in 1996 to 23 percent in 2005. Contribution of secondary sector has been increased from 34,83 percent in 1996 to 35,37 percent in 2005. Mean while, contribution of tertier sector has also been increased from 37,88 percent to 40,80 percent in 2005. This finding is relevant with chenery theory. The chenery theory mention that the changes of economic structural will be in line with economic change process. KeywordS: Structural changes, primary sector, secondary sector, tertier sector

MODAL MANUSIA DAN DISTRIBUSI PENDAPATAN KELUARGA

This study elaborates theoretically several aspects capturing the influences of human capital to parent-child’s incomes. Based on Markov (chain) Model,  child’s income has relation to her or his parent’s. However, the relationship is ambiguous. There is unclear indication whether the better-off  will has rich children, or the worse-off parent will has poor child. To answer this problem, this paper uses two different intergenerational human investment models; these are Perfect Capital Market Model (but this model is rarely to apply in empirical study) and Imperfect Capital Market Model. The analysis indicates that someone’s income depends mainly on his/her human capital, which the latter variable depends partly on human investment of the parent for his/her child. Notwithstanding, the two models show contextually that there are several other variables influencing parent-child’s income relation. Those are parental altruism, child’s ability, level of economic development, economic development system, and policies relating to human development,  influencing to a parent-child human investment relation, and the magnitude of someone’s income. These have effects on differenambiguity of intergenerational income relation.   Keywords: human capital, distribution, incom

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENERIMAAN PAJAK KENDARAAN BERMOTOR DI SUMATERA SELATAN

This research is aimed to describe some variables influence the Vehicle Tax  Revenues.  Analysis used in this research was Quantitative analysis and formulated in a Quadratic Regression Model.  The output shows that variables influence vehicle tax revenues were per capita income, vehicles sums, vehicles tax tariff and inflation simultaneously significant to Vehicle Tax Revenues in coefficient correlation = 0,999  (99,9%).  The output regression  was positive and significant to vehicles sums and vehicles tax tariff, whereas per capita income and  inflation were insignificant as statistic. Keywords: vehicle sums, vehicle tax tariff, inflation