In this paper we present a model of Riemannian loop quantum cosmology with a
self-adjoint quantum scalar constraint. The physical Hilbert space is
constructed using refined algebraic quantization. When matter is included in
the form of a cosmological constant, the model is exactly solvable and we show
explicitly that the physical Hilbert space is separable consisting of a single
physical state. We extend the model to the Lorentzian sector and discuss
important implications for standard loop quantum cosmology