FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABIITAS PERBANKAN STUDI EMPIRIS PADA PERBANKAN YANG TERDAFTAR DI BEI PERIODE 2014-2017

Abstract

ABSTRACTThe purpose of this research is to report the results of determinants factors of bank profitability. The empirical studies on banks listed on the Indonesian stock exchange in the 2014 – 2017. This research is examine influence of Capital Adequacy Ratio (CAR), Non Perfoming Loan (NPL), Net Interest Margin (NIM), Loan Deposit Ratio (LDR), Operating Expenses and Operating Income (BOPO) with firm size (SIZE) as control variabel on Return On Asset (ROA). The analysis in this paper is based on the annual report for banks. The sampel for this research comprised  29 banks or 119 observations. The research method using panel data and used random effect model. The hypothesis testing is using t-statistics to determine the partial regression coefficient with significant level of 5%. The panel data analysis showed that CAR, NPL, NIM, LDR no influence on ROA, BOPO had influence negative on ROA, SIZE had influence positive on ROA. Keyword : Profitability, Random Effect Model (REM), Regression Panel Data

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