We predict the conditions under which two oppositely charged membranes show a
dynamic, attractive instability. Two layers with unequal charges of opposite
sign can repel or be stable when in close proximity. However, dynamic charge
density fluctuations can induce an attractive instability and thus facilitate
fusion. We predict the dominant instability modes and timescales and show how
these are controlled by the relative charge and membrane viscosities. These
dynamic instabilities may be the precursors of membrane fusion in systems where
artificial vesicles are engulfed by biological cells of opposite charge