Paper presented during the ACPC-PIDS-OSU sponsored Seminarworkbhop
on "Financial Intermediation in the Rural Sector:
Research Rebultb and Policy Ibbueb" held on 26-27 September 1988
at the Cuaderno Hall, Central Bank of the Philippines. This ib
part of a larger Study on comparative bank analysis jointly conducted
by the Agricultural Credit Policy Council (ACPC), Philippine
Institute for Development Studied (PIDS) and Ohio State
University (OSU). The project wab coordinated by Dr. Mario B.
Lamberte (PIDS) and Dr. V. Bruce J. Tolentino (ACPC)
