We use the grid of models described in paper~I to analyse those millisecond
pulsar binaries whose secondaries have been studied optically. In particular,
we find cooling ages for these binary systems that range from <1Gyr to
∼15Gyr. Comparison of cooling ages and characteristic spin down ages
allows us to constrain the initial spin periods and spin-up histories for
individual systems, showing that at least some millisecond pulsars had
sub-Eddington accretion rates and long magnetic field decay times.Comment: Latex, 14 pages, and 15 postscript figures. Accepted by Monthly
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