We show that Compton scattering of soft photons with energies near 100 eV in
thermally stratified black-hole accretion plasmas with temperatures in the
range 100 keV - 1 MeV can give rise to an X-ray spectral hardening near 10 keV.
This could produce the hardening observed in the X-ray spectra of black holes,
which is generally attributed to reflection or partial covering of the incident
continuum source by cold optically thick matter. In addition, we show that the
presence of very hot (kT=1 MeV) cores in plasmas leads to spectra exibiting
high energy tails similar to those observed from Galactic black-hole
candidates.Comment: 11 pages, uuencoded gziped postscript, ApJ Letters in pres