We present a physical model that explains the two disparate observational
facts: 1) the exponential vertical disc structure in the optical and NIR of the
non-obscured part of the stellar disc and 2) the enhanced FIR/submm luminosity
by about a factor of four near the obscured mid-plane, which requires
additional dust and also stellar light to heat the dust component. We use
multi-band photometry in U, B, V, R, and I- band combined with radiative
transfer through a dust component to fit simultaneously the vertical
surface-brightness and colour index profiles in all bands adopting a reasonable
star formation history and dynamical heating function. The final disc model
reproduces the surface-brightness profiles in all bands with a moderately
declining star formation rate and a slowly starting heating function for young
stars. The total dust mass is 57 million solar masses as required from the
FIR/submm measurements. Without a recent star burst we find in the midplane an
excess of 5.2-, 4.0-, and 3.0-times more stellar light in the U-, B-, and
V-band, respectively. The corresponding stellar mass-to-light ratios are 0.91
in V- and 1.0 in R-band. The central face-on optical depth in V-band is 0.81
and the radial scale length of the dust is 40% larger than that of the stellar
disc. Evolutionary disc models are a powerful method to understand the vertical
structure of edge-on galaxies. Insights to the star formation history and the
dynamical evolution of stellar discs can be gained. FIR/submm observations are
necessary to restrict the parameter space for the models.Comment: 17 pages, 12 figures (24 files), A&A in pres