The paper aims to analyze the evolution of the discipline of the insurance contract
within the Italian regulatory landscape trying to identify the sources that led to the current
regulatory framework. At the same time, it highlights the growing trend in order to assign to Italian
insurance contract not only the realization of personal interests belonging to the contractors, but also
of collective interests. All of this occurs within the compulsory insurance with which you try to avoid
that particularly risky activities could generate damages to third parties not compensable