Research on Situation of Chinese Excellent Athletes Disability Mutual Insurance

Abstract

Athlete as a career has the characteristics of high risk. There are about 70% Chinese athletes who are in different degree of disability. As a consequence, the issue of disability security for athletes has always been taken seriously. Through researching on the development of Chinese excellent athletes disability mutual insurance, collecting and analysing the data of disability mutual insurance from 2007 to 2012 which was published by China Sports Foundation, it is obvious that relatively small number of athletes participate in Chinese excellent athletes disability mutual Insurance, and the premium is quite low. Research also shows that the degree of athletic disability is concentrated in lower rating, disability parts of different sports item have differences, and the insurance payments amount remains stable with a fact that male athletes are more than female ones

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