A sound banking system with a sound banking habits can accelerate the pace of development of an economy. It is rightly said that banking habits is the key factor that contribute to economic development. Thus it is very important for every country to cultivate the banking habits especially among unbanked. And this can be possible by providing right understanding of economic and financial literacy, apart from providing employment opportunities resulting into rising income and growing urbanization. In this paper the authors identify the reason behind low banking habits among people and suggest certain measure to overcome this problems
