Women empowerment and microfinance: impact on agriculture and allied activities

Abstract

A large chunk of the SHG members combine several strategies or diversify among the members to meet both physical and survival needs so that the decent standard of living can be ensured. Depending on the availability of their capital assets such as land, labour, savings, etc, the livelihood strategies are adopted by the SHG members to meet their physical and survival needs. The important livelihood strategies adopted by most of the SHG members are related to the agricultural sector such as cultivation of paddy, dairy farming and sale of milk, milk made products, composite. The main objectives of the study is to know the status of Distribution of workers and investment and income received from agriculture related livelihood strategies of women in Agricultural Related Self Employment. The major findings of the study is that Out of 240 SHG women, about 1.67 per cent, were involved in agricultural activities by taking micro credit from both internal and external sources. The share of men in total family labour involved in agricultural activities was not more than 15 per cent. The average micro credit investment in agriculture was much higher in the case of NGO, followed by Cooperative and Government promoted SHGs. Whereas in the case of social groups, it has been observed that the average micro credit invested in agriculture was higher for the SHG members of Other households as compared to that of SCs/STs

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