This study aims to analyze whether the LDR, IPR, APB, NPL, IRR, FBIR, BOPO, and APYDM have a significant effect on ROA simultaneously and partially to the Regional Development Bank. The samples are three banks, namely: BPD west Kalimantan; BPD south Kalimantan; BPD south Sulawesi. Collection methods in this research is collection data from publication financial report of regional bank in Bank Indonesia website starts from the first quarter of 2010 to four quarter of 2013. Data analysis techniques in this research is descriptive analysis and use of multiple linear regression analyzes.
The results showed that the LDR, IPR, APB, NPL, IRR, FBIR, BOPO, and APYDM have a significant effect on ROA simultaneously on the Regional Development Bank. NPL, IRR, and BOPO partially the negative effects that does not have a significant impact on the ROA Regional Development Bank. IPR, APB, FBIR, and APYDM. Partially have no significant positive effect on ROA in the Regional Development Bank. On the other hand, partially LDR have a significant positive effect on ROA in the Regional Development Bank.
Key words : Regional Development Bank, LDR, IPR, APB, NPL, IRR, FBIR, BOPO, APYDM, RO
