The purpose of this research to determine cause a fall Return On Asset in regional banks. This research aims to determine whether the LDR, IPR, NPL, IRR, PDN, BOPO, and, FBIR have significant influence simultaneously and partially to ROA.
The data collection method that being used in this research is secondary data that taken from financial report of The Regional Banks, started from the first quarter of 2010 until the second quarter of 2015.The technique of data analyzing in this research is descriptive analyze and using multiple linear regression analyze, F test, and t test. The research sample determination criteria is three Regionals Banks that has the assets total between 39 trillion to 51 trillion rupiah on june 2015 and has been a foreign exchange bank. Based on criteria, sample that being used is BPD DKI, BPD Jateng, and BPD Jatim. The results of this research are LDR, IPR, NPL, IRR, PDN, BOPO, and FBIR have significant influence simultaneously to ROA.
The result of this research are LDR, IPR, NPL, IRR, PDN, BOPO and FBIR have a significant effect simultaneously on Return On Asset. There are six variables that is not significant, those are LDR,IPR, IRR, PDN, BOPO, and FBIR. Significant variables are NPL.
Key words : Objective, Method, Variabl
