University of Pula. Faculty of economics and tourism "Dr. Mijo Mirković".
Abstract
Kreditne institucije u Republici Hrvatskoj su banke, štedne banke i stambene štedionice. Navedenim insitucijama odobrenje za rad izdaje krovna institucija, Hrvatska narodna banka. Depozitna i kreditna sredstva banke prikupljaju od pravnih i fizičkih osoba u zemlji i inozemstvu, te ih naknadno ulažu u obliku kreditnih ili nekreditnih plasmana, a kao glavni oblik nekreditnih plasmana javlja se ulaganje u vrijednosne papire. Vrijednosne papire mogu izdavati banke, financijske institucije, poduzeća, lokalna zajednica, državne uprave, kao i druge pravne osobe. Portfelj vrijednosnih papira predstavlja investicijski portfelj klijenta neke banke kojem je cilj stvaranje financijsko-upravljačke usluge koja je prilagođena istomu, a s ciljem ostvarenja pozitivnih rezultata ulaganja uz rizik koji je prihvatljiv klijentu. U radu je analiziran portfelj vrijednosnih papira hrvatskih kreditnih institucija u razdoblju od 2013. do 2015.godine.Credit institutions in the Republic of Croatia are banks, savings banks and housing savings banks. The above-mentioned institution has issued a work permit by the main institution, the Croatian National Bank. issued by the main institution, the Croatian National Bank. Deposit and loan funds are collected from legal entities and individuals in the country and abroad, and subsequently invest in the form of credit or non-credit placements, and as the main form of non-credit placements there is an investment in securites. Securities can be issued by banks, financial institutions, companies, local communities, state administrations, as well as other legal entities. Securities portfolio is an investment portfolio of a client of a bank whose goal is to create a financial-management service that is adapted to it, with the aim of achieving positive investment results with a risk that is acceptable to the client. This paper analyzes the portfolio of Croatian credit institutions in the period from 2013 to 2015
