thesis

Analysis of housing policy in the Republic of Croatia before and after 1991

Abstract

The thesis deals with the analysis of housing policy in the Republic of Croatia before and after 1991. The thesis defines the fundamental concepts, objectives and direction of housing policy. It describes the development of housing policy before the Homeland War in Croatia. In the period after the war sales processes of social housings, rent subsidies and cost of living, stimulation of building social dwellings, socially supported government housing construction programme, tax policy of housing supply are analysed. The statistic data is used to describe the households status, standard of living and characteristics of the household size. The thesis also describes the potential changes that will be brought in the field of the housing policy in the future, when Croatia joining to the European Union. Special emphasis in this thesis is on analysis of potential solutions about the housing problems of young people. It shows what options young people have when serching an apartment for themselves in the area of Zagreb; how they can apply for social dwellings, what are the legal and financial terms when renting or buying an apartment. This analysis includes data on the rent levels and the apartment prices in the area of Zagreb, information on individual and residential mortgage loans and their comparison, as well as the informations of conditions in the leasing rental of Croatian banks. The thesis is based on the analysis which found out that the housing market in Croatia is weak, partially as a result of the war. Young people are especially vulnerable group of the population and to enter in the\ud housing market is for them almost impossible act.\ud \u

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