This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Operating Expenses per Operating Income (BOPO), Net Interest Margin (NIM), Non Performing Financing (NPF) and Financing To Deposit Ratio (FDR) to Profitability of Sharia Bank in Indonesia .
The population that become the object in this research is sharia bank registered in Bank Indonesia in 2014-2016. This research uses purposive sampling method in research sampling. The number of samples used in this study are 11 sharia banks registered at Bank Indonesia. The method used in this research is to use multiple linear regression analysis with hypothesis test that is t test and F test. Before using multiple linear regression analysis, classical assumption test is done first.
From the results of hypothesis test simultaneously (Test F) shows that CAR, BOPO, NIM, NPF and FDR have a significant effect on Profitability of sharia banks in Indonesia with a significance level of 0.021. While based on partial hypothesis test result (t test) shows that CAR and BOPO variables have a significant negative effect on profitability (ROA), NIM and NPF variables have no significant positive effect on profitability (ROA), while the FDR variable has negative influence is not significant on profitability (ROA